If you're a Figure member impacted by COVID-19 or another financial hardship, we're here to help. Learn more
Home Equity Line - great rates as low as 2.99% APR1 navigates to the related disclosure
Mortgage Refinance - lower your rate and get up to $500,000 in cash-out4 navigates to the related disclosure
Tap your equity for cash, no need to wait for traditional lenders and banks
Apply online in minutes with our 100% digital application
Pre-qualification does not affect your credit score.5 navigates to the related disclosure
Other banks and lenders have changed how they lend, but Figure is still here for you with two ways to access cash using your equity. See your rate or click “Learn more” to compare products.
No need to wait for traditional banks and lenders. Access up to $500,000 while refinancing.
The advertised rate of 2.99% APR includes a combined 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in AutoPay (0.25%). This rate also includes the payment of a 4.99% origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.
Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.
Don’t just take our word for it—read what our members have been saying about their experience with Figure.