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If you're a Figure member impacted by COVID-19 or another financial hardship, we're here to help. Learn more

Homeowners, we're here for you.

Home Equity Line - get the cash you need from home, funding in as few as 5 days3  navigates to the related disclosure

Mortgage Refinance - lower your interest rate and cash-out if you need it4  navigates to the related disclosure

Access the cash you need from home in days not months

Apply online in minutes with our 100% digital application

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Pre-qualification does not affect your credit score.5  navigates to the related disclosure

Save time and money with Figure

Other banks and lenders have changed how they lend, but Figure is still here for you with two ways to access cash using your equity. See your rate or click “Learn more” to compare products.

Home Equity Line

Get approved in 5 minutes, and funding in 5 days.3  navigates to the related disclosure Rates starting at 3.49% APR.1  navigates to the related disclosure

Cash-Out Refinance

No need to wait for traditional banks and lenders. Access up to $500,000 while refinancing.

Mortgage Refinance

Quickly and easily refinance your mortgage. Apply 100% online in minutes.

Personal Loan Alternative

A HELOC is a great alternative for homeowners.6  navigates to the related disclosure Get up to $150,000 in 5 days.3  navigates to the related disclosure

Home Equity Line advertised rate of 3.49% includes a 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in autopay (0.25%). This rate also includes payment of an origination fee of 4.99%, for those who qualify.

Need to pay off high-interest debt or make home renovations this summer? We’re giving one lucky winner $25k to pay for their past, present or future. Each entry gives you a chance at the $25,000 grand prize and enters you for a daily $100 gift card drawing.

NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. Open to legal residents of the U.S., excluding Florida, New York, or any of the U.S. Territories. Must be 18 years or older to enter. Only one entry per day permitted. Sweepstakes begin on 6/25/20 and end on 7/19/20. Visit  Opens a new window. for more information and Official Rules.

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.