Figure Home Lease Back

Sell, Stay, Dream

Sell your home hassle-free,
stay as long as you like1

Pre-qualification does not affect your credit score

How it works

Get your price

Get your price

Enter your address and we will present you with an estimated purchase price and monthly rent for your home.

Approve the sale

Approve the sale

When you agree to the preliminary offer and terms, we order an appraisal on your home. You then sign a final sales and rental agreement.

Stress free close

Stress free close

We pay you up to 92% of the appraised value of your home and pay off your mortgage (if applicable).

Stay as long as you like. When you lease back….

We take care of:

  • Homeowner’s insurance
  • Maintenance and Repairs
  • Homeowner Association
  • Property Taxes

You take care of:

  • Rent
  • Utilities
  • Basic upkeep like lawn care
    and snow removal
  • -
Take money off the table

Take money off the table

Your home may have appreciated, and you want to cash in now and give yourself flexibility to move later, without worrying about the market conditions.

Sell and stay upon retirement

You may want to move after you retire, but you don’t have a specific property in mind yet. You can sell your house and you have the freedom to move when you’re ready, not when the housing market is ready.

Sell and stay upon retirement
Purchase or down payment on an adult community

Purchase or down payment on an adult community

Many developers require a significant down payment to secure a prime lot in a development, but if you’re not ready to move now and the property is still under construction, Figure Home Lease back gives you the money and time to secure your next home.

Best alternative to a reverse mortgage

Reverse mortgages are only available for people above a certain age. Figure Home Lease Back is available to homeowners in transition. At any age.

Best alternative to a reverse mortgage

Questions? We’re here to help.

Are there any financial requirements?

Minimum credit score is 620. The financials tend to work best for those homeowners with little mortgage debt (0-30%).

Can I apply from any state?

Figure Home Lease Back is available in 12 markets: Atlanta, GA; Cincinnati, OH; Cleveland, OH; Dallas, TX; Houston, TX; Jacksonville, FL; Philadelphia, PA; Phoenix, AZ; Pittsburgh, PA; Reno, NV; San Antonio, TX; and Tampa, FL, but are expanding quickly.

How long can I lease back my home?

You can stay for as long as you like as long as you make your rent payments and are not otherwise in default under the lease. We require a minimum of a 1-year lease.