Homeownership gives you financial options. Figure unlocks them.

Make the most of your home equity. Whether you want to take out cash, lower your rate, or both - Figure can help meet your needs. See which option is right for you.

Pre-qualification does not affect your credit score.6  navigates to the related disclosure

Home Equity Line

Figure’s Home Equity Line is the fastest HELOC on the planet. Tap the equity you’ve built in your home in less time than you’d imagine.

Home Equity Line

Figure’s Home Equity Line is the fastest HELOC on the planet. Tap the equity you’ve built in your home in less time than you’d imagine.

Mortgage Refinance

Figure’s Home Equity Line is the fastest HELOC on the planet. Tap the equity you’ve built in your home in less time than you’d imagine.

Mortgage Refinance

Figure’s Mortgage Refinance enables you to refinance at a low fixed rate, with the option to pull cash out. All using the equity built in your home.

  • Apply online in minutes and close in weeks, not months

    Our paperless application process is faster and easier than traditional lenders.

  • Lock in a lower rate today5  navigates to the related disclosure

    Take advantage of historically low rates. See if you can lower your rate by refinancing.

  • Get access to cash quickly

    The money you need to pay off high-interest debt or finish a home renovation is at your fingertips.

Why we're different from other lenders

All-digital app, no hassle

Fast application & funding

Dedicated support team

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.