Student Loan Refinance for Medical School

Refinance your student loans at a better rate.

The fastest, simplest way for medical professionals to refinance student loans. variable rates start at 4.25% APR.1  navigates to the related disclosure

The advertised rate includes an autopay discount of 0.25%.

Only 5 minutes to apply, and 5 days to get refinanced.

100% paperless application

No need to go digging for paperwork. Just link your accounts and we’ll take care of the rest.

Pay off your student loans, faster

No pre-payment penalties. A 0.25% APR discount when you set up auto-pay.

Save money, fast and easy3  navigates to the related disclosure

Enjoy the fastest and easiest way to refinance your medical school student loans, and pay off your debt sooner.

Member support team

We know you're busy, so we make it simple. Give us a call Monday through Saturday 6am until 6pm PST (888) 819-6388.

The advertised rate includes an autopay discount of 0.25%.

A student loan refinance with you in mind.

You're busy taking care of people, so let us take care of you. With the fastest and easiest student loan refinance for medical professionals, we could save you money and help you get back to doing what matters most.

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Minutesto apply

Daysto apply

Online income & asset verification

Manual income & asset verification

Paperless application

Manual upload of docs

We'll gather the necessary documents for you

Do you know where your pay stubs are?

Get refinanced in 5 days

Funding in weeks

Not to brag, but we're faster than traditional lenders

Old systems and processes take longer

The advertised rate includes an autopay discount of 0.25%.

See what our members are saying about us

"We are so happy we decided to go with Figure! From applying to FaceTiming, our money was deposited within 1 week total."

— Brooke W.

We make it fast and easy for medical professionals like yourself

Our online application takes just 5 minutes — and get refinanced in only 5 days

Pre-qualification does not affect your credit score.2  navigates to the related disclosure

Questions? We’re here to help.

US Citizens or Permanent Residents that have graduated from a four year or graduate Title IV school in the United States.

You may request to borrow anywhere from $5,000 to $250,000 through our loan application. We offer 5, 7, 10, 15, and 20-year terms.

We have no prepayment fees, nor any late fees - but you should pay on time so your credit score isn’t impacted.

Checking your rate will not affect your credit score. However, if you decide to take a loan, we may need to conduct a hard credit pull which may affect your credit.

If you have a steady income, good creditworthiness, and high interest rates on your existing loans, you should consider refinancing as soon as possible.

We take security and your privacy very seriously. We never share your information except where required by law.

Who is eligible?

US Citizens or Permanent Residents that have graduated from a four year or graduate Title IV school in the United States.

How much can I borrow?

You may request to borrow anywhere from $5,000 to $250,000 through our loan application. We offer 5, 7, 10, 15, and 20-year terms.

What are the fees?

We have no prepayment fees, nor any late fees - but you should pay on time so your credit score isn’t impacted.

Will checking my rate hurt my credit score?

Checking your rate will not affect your credit score. However, if you decide to take a loan, we may need to conduct a hard credit pull which may affect your credit.

When should I refinance my student loans?

If you have a steady income, good creditworthiness, and high interest rates on your existing loans, you should consider refinancing as soon as possible.

Is my personal information secure?

We take security and your privacy very seriously. We never share your information except where required by law.