Refinance Parent Plus Loans

A faster, easier way to refinance Parent Plus loans

You can get a lower rate3  navigates to the related disclosure on your Parent Plus loans, with variable rates starting at just 4.25% APR.1  navigates to the related disclosure

Pre-qualification does not affect your credit score.2  navigates to the related disclosure
The advertised rate includes an autopay discount of 0.25%.

Apply in 5 minutes. Get refinanced in 5 days.

No Paper, Less hassle

Saving time with our automated application process is simple—just link your accounts and we’ll take it from there.

Save money, the easy way

Let your good credit score get you a better rate. Save big by refinancing your Parent Plus loans at lower interest rates.

The support you need

Our member support team is here to help with any questions. Call us at (888) 819-6388 Monday-Saturday 6AM-6PM PST.

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Minutesto apply

Daysto apply

Online income & asset verification

Manual income & asset verification

Paperless application

Manual upload of docs

We gather the necessary documents for you

No need to go digging for paperwork

Get refinanced in 5 days

Funding in weeks

We’re faster than traditional lenders

Other outdated processes take longer

Pay off Parent Plus loans faster

No prepayment fees

We can help you pay off your debt more efficiently.

Auto pay discount

Enjoy a 0.25% APR discount when you set up auto pay.

Pre-qualification does not affect your credit score.2  navigates to the related disclosure

Parent Plus, without the fuss

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Just a few clicks away

You’re just a few clicks away from pre-qualifying. Answer our simple questionnaire, and within minutes we’ll have your pre-qualification rate. It’s that easy—and it won’t affect your credit score.2  navigates to the related disclosure

2

Apply in 5 minutes

We’ve automated the entire refinancing process. We gather and verify your documentation. Simply link your accounts and we'll take care of the heavy lifting. So you can move forward with what matters most.

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Refinance in as few as 5 days

Let your good credit reduce your Parent Plus student loan debt and save you money. It’s your time to minimize Parent Plus loan debt and maximize your savings.

Pre-qualification does not affect your credit score.2  navigates to the related disclosure

Questions? We’re here to help.

US Citizens or Permanent Residents that have graduated from a four year or graduate Title IV school.

You may request to borrow anywhere from $5,000 to $250,000 through our loan application. We offer 5,7,10,15, and 20-year terms.

We have no prepayment fees, nor any late fees — but you should pay on time so your credit score isn’t impacted.

Checking your rate will not affect your credit score. However, if you decide to take a loan, we may need to conduct a hard credit pull which may affect your credit.

If you have a steady income, good creditworthiness, and high interest rates on your existing loans, you should consider refinancing as soon as possible.

We take security and your privacy very seriously. We will never sell your personal data to others.

Who is eligible?

US Citizens or Permanent Residents that have graduated from a four year or graduate Title IV school.

How much can I borrow?

You may request to borrow anywhere from $5,000 to $250,000 through our loan application. We offer 5,7,10,15, and 20-year terms.

What are the fees?

We have no prepayment fees, nor any late fees — but you should pay on time so your credit score isn’t impacted.

Will checking my rate hurt my credit score?

Checking your rate will not affect your credit score. However, if you decide to take a loan, we may need to conduct a hard credit pull which may affect your credit.

When should I refinance my student loans?

If you have a steady income, good creditworthiness, and high interest rates on your existing loans, you should consider refinancing as soon as possible.

Is my personal information secure?

We take security and your privacy very seriously. We will never sell your personal data to others.