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© 2019 Figure Technologies, Inc.

650 California Street, Suite 2700
San Francisco CA, 94108
888-819-6388
Not for use by New York borrowers

Figure

Education
About Figure
Contact Us
Careers
FAQs
Site Map

Products

Figure Home Equity Line
Figure Home Lease Back

Legal

Terms of Service
Licenses
Privacy Policy

Figure Lending LLCNMLS #1717824 - NMLSCONSUMERACCESS.ORG

Figure Home Equity Line is available in CA with more states to come.

Equal Housing Opportunity

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Figure’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

¹ Our APRs range from 4.99% to 14.25%. The lowest APR is only available to consumers with excellent credit. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-3% of your initial draw depending on the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status.

² Approval in 5 minutes and funding in 5 days is based on a typical customer experience for properties located in counties that permit e-signatures and e-recording. Actual funding times may vary. Due to state law, funding in 5 days is not applicable to first lien loans secured by owner-occupied properties in Vermont.

³ Home values and price appreciation are estimates based on our assessment of independent data sources and automated valuation models (AVMs).
⁴ https://www.hsh.com/first-time-homebuyer/cost-of-owning-a-house.html
⁵ You should consult a tax advisor regarding the deductibility of interest and charges to your Figure Home Equity Line.
⁶ Sources: Credit card, Personal loan, Traditional Home Equity

*State and city home valuation appreciation rates are based on Zillow home value estimates ( https://www.zillow.com/home-values/), https://www.zillow.com/san-jose-ca/home-values/)