Figure HELOC: A Faster Bank Loan Alternative

Forget the long bank timelines.^{☨navigates to bottom disclaimer} With Figure you can get approval in 5 minutes. Apply 100% online!
Secure up to $400,000^{5navigates to numbered disclaimer} by tapping into your home equity.
Lock in a competitive, fixed rate^{1navigates to numbered disclaimer} and say goodbye to unpredictable payments!

☨https://www.experian.com/blogs/ask-experian/how-long-to-get-heloc/

Man and woman sitting in the doorway of a home

Why Figure’s HELOC is a Better Choice than a Traditional Bank Loan:

100% Online Application
Say goodbye to the endless paperwork processes of traditional banks. Get approved in 5 minutes.
Competitive, Fixed Rates^{1navigates to numbered disclaimer}
Our HELOC rates are fixed so you always know how much your payment is!
Borrow up to $400,000^{5navigates to numbered disclaimer}
Get the funds you need now to start that home improvement project or consolidate your debt.

Figure’s HELOC vs. The Average Bank Loan

Compare our HELOC and the average traditional bank loan side-by-side to help you make an informed decision about tapping into your home's equity.

	Figure HELOC	Traditional Bank HELOC^{*navigates to table disclaimer}
Fixed Rate	✔	X
Prepayment Penalty	Never	Possible, varies by lender
Application Time	100% Online, see your rate instantly	Varies by lender
Bank Relationship Required	No, anyone can apply!	Possible

* https://www.lendingtree.com/home/home-equity/the-fastest-way-to-tap-your-home-equity/ Opens in a new window.

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See Why Over 100K Customers Across the U.S. Chose Figure:

Figure Best For Home Equity Financing

It's easy, the communication from the company is EXCELLENT. And the interest rates Figure provides are better than anyone else out there. I highly recommend that you go straight to Figure for any home equity financing needs.

Written by customer— Joseph P.

Seriously, look into this if you're in the market for a loan...

The smoothness of the application and communication with the Figure team is outstanding. Very simple and straightforward process. Funds arrived in a timely fashion and I've received follow up phone calls to make sure everything is satisfactory. I highly recommend.

Written by customer— Willy P.

2718 Excellent Reviews on trust pilot

Figure’s HELOC offers greater borrowing flexibility compared to traditional bank loans.

If you're a homeowner with equity in your home, a HELOC from Figure may be the perfect solution for your financing needs.

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