World equity legal disclaimer

Updated September 21, 2020

This presentation and the material provided herein (the "Presentation"), current as of the date hereof, have been prepared by Figure Technologies, Inc. and its affiliates (collectively, the "Company") solely for informational purposes related to the Figure Asset Management, LLC, Figure Investment Advisors, LLC, and FAM GP 1, LLC (collectively “FAM”). The Presentation does not constitute an offer to sell or a solicitation of an offer to buy or sell shares of the Figure REIT, Figure World Equity, Hash, or any other security or to participate in any trading strategy.

This Presentation is not intended to be relied upon as the basis for an investment decision and is not and should not be assumed to be complete. In making an investment decision, prospective investors must rely on their own examination of the merits and risks involved. The contents herein are not to be construed as legal, business, or tax advice, and each prospective investor should consult its own attorney, business advisor, and tax advisor in order to make an independent determination of the suitability and legal, business, and tax consequences of any investment. The Company makes no representation or warranty as to the accuracy or completeness of this information and shall not have any liability for any representations (expressed or implied) regarding information contained in, or for any omissions from, this document or any other written or oral communications transmitted to the recipient in the course of its evaluation.

The information contained herein is provided solely as general information about Figure Asset Management, LLC, Figure Investment Advisors, LLC, and FAM GP 1, LLC (collectively “FAM”) and is a summary of certain information set forth more fully in documents that are available upon request. Neither this summary nor any other documents from FAM constitutes an offer to sell or a solicitation of an offer to buy securities, or investment advice of any kind, or a recommended transaction or investment strategy. Investment decisions should not be based on the provided information. FAM assumes no responsibility for the completeness, accuracy, timeliness, or reliability of the information in this summary or any other documents it provides, and may change, but undertakes no obligation to update the information at any time without notice. Past performance is not a guide to future performance, future returns are not guaranteed, and a loss of original capital may occur. Return figures are unaudited and subject to change. Investment in FAM funds and accounts is a highly speculative investment and investors must be prepared to bear the risk of partial or total loss of the invested capital. A number of factors may adversely affect the value of your investment including, but not limited to, the concentration and volatility of certain types of securities invested, global political, business, market and economic conditions, the pursuit of certain investment strategies, the high costs related to certain transactions, the inability of security issuers or counter-parties of transactions to meet their obligations, the impact of applicable laws and regulations, the availability, accuracy, and completeness of information, and any errors in trading or valuing securities. 2020 returns are preliminary and subject to change. The financial benchmark shown is provided for illustrative purposes only. The benchmark may contain securities or types of securities that are not comparable to those traded by FAM. In addition, the benchmark may possess characteristics and pursue strategies that materially differ from those associated with FAM. Because of these differences, the benchmark should not be relied upon as an accurate basis for comparison. Information contained herein that involve estimates, forecasts or matters of opinion, whether or not expressly described herein, are intended solely as such, are not to be construed as representations of fact, and are subject to change without notice.