Figure HELOC vs. Better: Unlock your home equity faster
- Apply for your fast HELOC without an in-person appraisal. Lock in a competitive, fixed rate1navigates to numbered disclaimer today
- 5 minute approval with our 100% online application. Funding in as few as 5 days2navigates to numbered disclaimer
- Make the most of your property's value by tapping into your home equity for up to $400,0005navigates to numbered disclaimer
- Flexible access to funds - You can redraw once you’ve repaid part of the principal1navigates to numbered disclaimer
- Get your rate as of May 22, 2025. Checking your rate won’t impact your credit!3navigates to numbered disclaimer
Featured in
Figure HELOC vs. Better HELOC
Discover why Figure HELOC is a better choice for unlocking your home’s equity.
| Figure HELOC | Better HELOC | |
|---|---|---|
| Application Process | 5 minute, 100% online application process | Online |
| Appraisal Requirement | No in-person appraisal in most cases | No in-person appraisal |
| Fund Disbursement | Funding in as few as 5 days2navigates to numbered disclaimer. Direct deposit to the account of your choice! | Funding in 7 days* |
| Minimum Borrowing Requirement | Lines start at just $15,000 - Ideal for smaller projects | Line of credit starting at $50,000* |
| Rate Type | Fixed1navigates to numbered disclaimer | Variable rates |
- * better.com/b/heloc/
See why customers across the U.S. chose Figure:
From start to finish in just a week!
Quick approval and quick funding. Can't get any better then that!
Written by customer— Philip F.
Excellent & very fast servicing
This was one of the quickest & easiest loan processing companies that I have ever dealt with. If you are wanting to do a HELOC, there is no better company to deal with. GREAT SERVICE/GO FIGURE.
Written by customer— Floyd W.
So far it’s been one of the most easiest processes
that I’ve ever experienced when trying to obtain a loan. Before, I tried to go through who I already have my mortgage with and it turned into a joke. I truly hope Figure sets a strong example for others to follow. I greatly appreciate Figure and will definitely highly recommend it to others.
Written by customer— James B.
3131 Excellent Reviews on trust pilot
Trustpilot reviews Opens in a new window.Don’t wait—unlock your equity in as few as 5 days2navigates to numbered disclaimer. Start your Figure HELOC application now!