- $15Bin equity unlocked with Figure's platform
- 201K+households served with Figure's platform
- 100%online application
process
The #1 non-bank home equity line of credit in the U.S.*: Navigates to bottom disclaimer
Approval in as little as 5 minutes. Funding in as few as 5 days.2: Navigates to numbered disclaimer
Easy online notary services in most locations with expert support. We've got you covered.
Easier approvals, better terms, and lower rates.
Figure's HELOC offers greater borrowing flexibility compared to personal loans.4: Navigates to numbered disclaimer
Borrow up to $750,000.5: Navigates to numbered disclaimer
Lock in a lower rate than personal loans, with the option to redraw up to 100%.
Explore more ways to use your HELOC
Whether it's revitalizing your home, consolidating high-interest debts, investing in education, or fueling the growth of your business, a HELOC empowers you to turn aspirations into realities.
Convenient loan, no hassle.
Convenient loan, no hassle. Needed money for tuition, bills, etc and in 5 days I got the money. Thank you so much. You are a big help financially to my problem.
Written by customer— Flordeliza M.
Painless way to borrow money
Written by customer— Laurence J.
Figure was a breath of fresh air...
Written by customer— Steve M.
Quick and painless HELOC
Written by customer— Margaret H.
3236 Excellent Reviews on trust pilot
Trustpilot reviews Opens in a new window.Discover our story & revolutionary technology
Through the integration of cutting-edge technology, Figure's platform fosters more transparent and efficient capital markets, bolstered by the growing pool of assets originated on its platform.
About usGet started with a HELOC
Apply online in minutes, with funding in as few as 5 days.2: Navigates to numbered disclaimer Enjoy fixed rates,1: Navigates to numbered disclaimer skipping in-person appraisals to get the funds you need, fast.
Find my rateJoin our partnership ecosystem
Offer your customers a HELOC through our seamless partnership ecosystem, tailored to strengthen relationships and meet their needs with speed and efficiency.
Learn moreStill have questions?
Enhancing Lending Speed with AI
We were already a fast HELOC - now we're even faster. Powered by our partnerships with OpenAI's GPT and Google Gemini, this isn't just an upgrade; it's a game-changing evolution for the lending industry
Join the future of lending with FigureLower costs
Slash processing costs.
Unmatched efficiency
Our AI lets your team focus on delivering exceptional customer experiences.
Lightning-fast transactions
We were already a fast HELOC - now we're even faster.