Your money at the
speed of life
$1.2 Billion loans approved
for thousands of people
Our Products
Get fast access to your home equity. Apply in five minutes and get funding in 5 days. Get out of debt or start that home project sooner than you ever thought possible.
Lock in a lower rate in minutes and get the cash you need to move forward financially. See your rate in a few clicks.
Lower your interest rate and consolidate all of your student loans to one convenient payment. See your rate in a few clicks.
Money Account
Coming soonThe only account that brings together saving, spending and borrowing all at the same time.
Coming soonGiving members a simpler way to optimize their finance, faster
Your money, faster
Our industry-first technology simplifies the application process so you can get funded faster than ever before.
Full transparency
No hidden meanings or extra charges—ever. We’re always upfront about rates and fees so you can have complete control of your assets.7
Flexible options
With multiple ways to borrow and invest, you can save and grow your money the way you want to.
See what people are saying about us
“We knew if we could borrow against our home, we could consolidate debt, stop using credit cards, build our businesses, and quickly improve our financial health. Figure came through for us—from application to funding, it took seven days. THANK YOU!”
“Heidi S.”
Welcome to the family
As part of the Figure community, you’ll get access to leading financial experts, industry events, and our unparalleled customer service team.
Homeowners are leaving over $6,000 on the table
A simple, 5-minute step reduces unnecessary interest payments by an average of 6.63%...
Yes, home equity lines of credit can still have tax benefits*
Home equity debt still has tax benefits that can effectively reduce the cost of home improvement projects...
A guide to credit scores
Your credit score – three numbers that hold considerable sway over your financial life — is often the first thing...