Tap the equity in your home. Approval in 5 minutes, funding in 5 days.Tap the equity in your home. Approval in 5 minutes, funding in 5 days.

The fastest, easiest way
to reach your financial goals

Figure Home Equity Line. Apply in 5 minutes, get funding in 5 days.2

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$1.2 Billion loans approved

for thousands of people
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Tap the equity in your home. Approval in 5 minutes, funding in 5 days.

Our Products

Figure Home Equity Line
Figure Home Equity Line

Use your home to fund your life. With our Home Equity Line, you can get out of debt faster or renovate your home in minutes, not months.

Figure Home Lease Back

Cash-out Refinance

We make the mortgage refinancing process simpler than ever—so you can put your money where you need it sooner.

Coming soon

Student Loan Refinance

Consolidate your existing loans into a single loan.

Coming soon

Money Account

The latest and greatest features, like a high-interest yield and no fees.

Coming soon

At Figure, we’re giving homeowners a simpler way to make the most of their finances.

Our industry-first technology simplifies the application process so you can get funded faster than ever before.

Your money, faster

Our industry-first technology simplifies the application process so you can get funded faster than ever before.

Full transparency

No hidden meanings or extra charges—ever. We’re always upfront about rates and fees so you can have complete control of your assets.7

No hidden meanings or extra charges—ever. We’re always upfront about rates and fees so you can have complete control of your assets.
With multiple ways to borrow and invest, you can save and grow your money the way you want to.

Flexible options

With multiple ways to borrow and invest, you can save and grow your money the way you want to.

See what people are saying about us

Figure Customer Review

“We knew if we could borrow against our home, we could consolidate debt, stop using credit cards, build our businesses, and quickly improve our financial health. Figure came through for us—from application to funding, it took seven days. THANK YOU!”

"Heidi S."

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Welcome to the family

As part of the Figure community, you’ll get access to leading financial experts, industry events, and our unparalleled customer service team.

Homeowners are leaving over $6000 on the table
Home Equity

Homeowners are leaving over $6,000 on the table

A simple, 5-minute step reduces unnecessary interest payments by an average of 6.63%...

Yes, home equity lines of credit can still have tax benefits
Home Equity

Yes, home equity lines of credit can still have tax benefits*

Home equity debt still has tax benefits that can effectively reduce the cost of home improvement projects...

A guide to AVMs
Tools & Guides

A guide to AVMs

An AVM or automated valuation model is an approach used by real estate agents, mortgage companies and well-known...