The fastest, easiest way
to reach your financial goals
$1.2 Billion loans approved
for thousands of people
Our Products
Use your home equity to fund your life. Get approval for a Figure Home Equity Line in minutes, not months, so you can consolidate your debt or renovate your home sooner.
We make the mortgage refinancing process simpler than ever—so you can put your money where you need it sooner.
Money Account
The latest and greatest features, like a high-interest yield and no fees.
Coming soonAt Figure, we’re giving homeowners a simpler way to make the most of their finances.
Your money, faster
Our industry-first technology simplifies the application process so you can get funded faster than ever before.
Full transparency
No hidden meanings or extra charges—ever. We’re always upfront about rates and fees so you can have complete control of your assets.7
Flexible options
With multiple ways to borrow and invest, you can save and grow your money the way you want to.
See what people are saying about us
“We knew if we could borrow against our home, we could consolidate debt, stop using credit cards, build our businesses, and quickly improve our financial health. Figure came through for us—from application to funding, it took seven days. THANK YOU!”
“Heidi S.”
Welcome to the family
As part of the Figure community, you’ll get access to leading financial experts, industry events, and our unparalleled customer service team.
Homeowners are leaving over $6,000 on the table
A simple, 5-minute step reduces unnecessary interest payments by an average of 6.63%...
Yes, home equity lines of credit can still have tax benefits*
Home equity debt still has tax benefits that can effectively reduce the cost of home improvement projects...
A guide to AVMs
An AVM or automated valuation model is an approach used by real estate agents, mortgage companies and well-known...