Why wait on Rocket Mortgage? Get cash faster with a Figure HELOC

15+ Billion in Equity unlocked with Figure's platform
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Figure HELOC vs. Rocket Mortgage HELOAN

Discover why Figure HELOC is a better choice for unlocking your home’s equity

Figure HELOCRocket Mortgage HELOAN
Application Process5 minute, 100% online application processOnline, but you'll need to speak with a loan officer to complete the process*
Appraisal RequirementNo in-person appraisal in most casesTypically requires an appraisal
Fund DisbursementGet funding in as few as 5 days on loans of $400K or less2: Navigates to numbered disclaimer. Direct deposit to the account of your choice!Typically 20 days from the date of application to close*
Minimum Borrowing RequirementLines start at just $15,000 - Ideal for smaller projectsLoans starting at $45,000**
Credit Score RequirementMinimum 640 - Helps more homeowners qualifyMinimum 680
  • * nerdwallet.com/reviews/mortgages/rocket-home-equity-loan-review
  • ** rocketmortgage.com/home-loans/home-equity-loan

Use our HELOC calculator to see how much you could qualify to borrow

The amount you can borrow with a HELOC will vary based on certain factors such as the appraised value of your home and what percentage of that value the lender will allow you to borrow.

To determine how much you can borrow with a HELOC, you need to first calculate the maximum amount of equity that could be borrowed. Figure’s loan amounts range from a minimum of $15,000 to a maximum of $750,000.5: Navigates to numbered disclaimer

Checking your rate today won’t impact your credit!

Adjust the chart below to create the custom amount that relates to you.

$800,000

Current Home Value

$550,000

Remaining Mortgage Amount

In this scenario, you could qualify to borrow up to

$90,000

Find my rate

*Based on borrowing 80% of your current home value

See Why Customers Across the U.S. Chose Figure:

Excellent experience from the start

Everything was simple and I received money within 5 days. Much better than working with Rocket Mortgage!! This company is very efficient.

Written by customerStephanie F.

3330 Excellent Reviews on  trust pilot

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Don’t wait—unlock your equity in as few as 5 days2: Navigates to numbered disclaimer. Start your Figure HELOC application now!