Figure HELOC: A Faster Bank Loan Alternative
- Forget the long bank timelines.☨: Navigates to bottom disclaimer With Figure you can get approval in 5 minutes. Apply 100% online!
- Secure up to $750,0005: Navigates to numbered disclaimer by tapping into your home equity.
- Lock in your competitive rate in just a few minutes!6: Navigates to numbered disclaimer
Why Figure’s HELOC is a Better Choice than a Traditional Bank Loan:
100% Online Application
Say goodbye to the endless paperwork processes of traditional banks. Get approved in 5 minutes.
Competitive, Fixed Rate Options: 1: Navigates to numbered disclaimer 6: Navigates to numbered disclaimer
You can lock in a fixed rate so you always know how much your payment is.
Borrow up to $750,0005: Navigates to numbered disclaimer
Get the funds you need now to start that home improvement project or consolidate your debt.
Figure’s HELOC vs. The Average Bank Loan
Compare our HELOC and the average traditional bank loan side-by-side to help you make an informed decision about tapping into your home's equity.
| Figure HELOC | Traditional Bank HELOC*: Navigates to table disclaimer | |
|---|---|---|
| Fixed Rate Option1: Navigates to numbered disclaimer | ✔ | X |
| Prepayment Penalty | Never | Possible, varies by lender |
| Application Time | 100% Online, see your rate instantly | Varies by lender |
| Bank Relationship Required | No, anyone can apply! | Possible |
See Why Over 201K Customers Across the U.S. Chose Figure:
Figure Best For Home Equity Financing
If you decide to get a home equity loan I highly recommend Figure. It's easy, the communication from the company is EXCELLENT. And the interest rates Figure provides are better than anyone else out there. I highly recommend that you go straight to Figure for any home equity financing needs.
Written by customer— Joseph P.
Seriously, look into this if you're in the market for a loan...
The smoothness of the application and communication with the Figure team is outstanding. Very simple and straightforward process. Funds arrived in a timely fashion and I've received follow up phone calls to make sure everything is satisfactory. I highly recommend.
Written by customer— Willy P.
3667 Excellent Reviews on trust pilot
Trustpilot reviews Opens in a new window.
Figure’s HELOC offers greater borrowing flexibility compared to traditional bank loans.
If you're a homeowner with equity in your home, a HELOC from Figure may be the perfect solution for your financing needs.