Your home equity can help you pay for home improvement
- Using your home equity to pay for home improvement can be tax deductible.7navigates to numbered disclaimer
- Apply online and get your rate in minutes, with funding in as few as 5 days.2navigates to numbered disclaimer
- Lower monthly payment and larger amounts than other home improvement loans or credit cards.4navigates to numbered disclaimer
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See the benefits of using a Figure HELOC for home improvement:
100% Online Application
Don't leave your contractor waiting. Get approval in as few as 5 minutes and funding in as few as 5 days.2navigates to numbered disclaimer
Borrow more for less
HELOCs typically offer lower payments, higher amounts, and longer terms than personal loans, credit cards, and other kinds of home improvement financing.4navigates to numbered disclaimer
Potential Tax Breaks
Depending on how you use the loan, interest payments may be tax deductible which isn't the case for a personal loan. Be sure to consult a tax advisor.
Consistent Payments
Pay the same amount each month; no matter what the market does. No penalty for prepayment if you want to pay it off early.
I can't believe how efficient and fast these folks are.
2 top lenders in the mortgage realm dragged their feet hoping I would give up my 2 percent mortgage with a growing $200K of equity in my home. But the folks at Figure new what my goal was in trying to get some money to pay off some debt and fix up my kitchen a bit. Me and my wife are thrilled and I would highly recommend them over Rocket and or Discover.
Written by customer— S Passehl
Just what I needed at the right time.
Got a FIGURE preapproval offer in the mail. Did some math and it made sense. Cut my monthly payments from 1400.00 down to 480.00 and even was able to do upgrades to the house and a project truck. I have no plans to need the additional draw so no worries about the interest rate going up. The process seemed too easy and the funds were in the bank in less than a week.
Written by customer— John K
Satisfied homeowners
My husband and I are very satisfied with the service we received from Figure Lending. We established a Home Equity Line of credit with them and were able to utilize it to do some home repairs and renovation. The experience and procedure of obtaining loan was very simplistic. Although we will be paying off this loan in full (selling house) we definitely plan on using Figure in the future if the need arises.
Written by customer— Lynne