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Licenses

Mortgage Lending

Figure Lending LLC Mortgage State Licensing Details

Figure Lending LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. (https://www.nmlsconsumeraccess.org  Opens in a new window.)

Figure Lending LLC holds mortgage lending licenses in the following states:

StateLicense NameLicense Number
AlabamaConsumer Credit License22533
AlaskaMortgage Broker/Lender LicenseAK1717824
Arizonanavigates to disclosure *Mortgage Banker License948458
ArkansasCombination Mortgage Banker-Broker-Servicer License114692
Californianavigates to disclosure *Finance Lenders Law License60DBO81967
Californianavigates to disclosure *Residential Mortgage Lending Act41DBO-94904
ColoradoMortgage Company Registration1717824
ConnecticutMortgage Lender LicenseML-1717824
DelawareLender License026485
District of ColumbiaMortgage Lender LicenseMLB1717824
FloridaMortgage Lender-Servicer LicenseMLD1636
GeorgiaMortgage Lender License/Registration61229
IdahoMortgage Broker/Lender LicenseMBL-9625
IllinoisResidential Mortgage LicenseMB.6761349
IndianaDFI Mortgage Lending License39933
IowaMortgage Banker License2018-0048
KansasMortgage Company LicenseMC.0025537
KentuckyMortgage Company LicenseMC418885
LouisianaResidential Mortgage Lending License1717824
MaineSupervised Lender License1717824
MarylandMortgage Lender License1717824
MassachusettsMortgage Lender LicenseML1717824
Michigan1st Mortgage Broker/Lender/Servicer LicenseFL0021494
Michigan2nd Mortgage Broker/Lender/Servicer LicenseSR0021495
MinnesotaResidential Mortgage Originator LicenseMN-MO1717824
MississippiMortgage Lender License1717824
MissouriMortgage Company License1717824
MontanaMortgage Lender License1717824
NebraskaMortgage Company License1717824
NevadaMortgage Company License4823
New HampshireMortgage Banker License22423-MB
New Jerseynavigates to disclosure *Residential Mortgage Lender License1717824
New MexicoMortgage Loan Company License1717824
North CarolinaMortgage Lender LicenseL-180811
North DakotaMoney Broker LicenseMB103310
OhioResidential Mortgage Lending Act Certificate of RegistrationRM.804317.000
OklahomaMortgage Lender LicenseML011894
OregonMortgage Lending LicenseML-5968
PennsylvaniaMortgage Lender License66882
Rhode IslandLender License20183626LL
South CarolinaMortgage Lender/Servicer LicenseMLS-1717824
South DakotaMortgage Lender License1717824.ML
TennesseeMortgage License151185
TexasSML Mortgage Company License1717824
UtahConsumer Credit NotificationN/A
VermontLender License7310
VirginiaLender LicenseMC-6844
WashingtonConsumer Loan Company LicenseCL-1717824
West VirginiaMortgage Lender LicenseML-36248
WisconsinMortgage Banker License1717824BA
WyomingMortgage Lender/Broker License3217

Arizona:

25030 S 190th Street, Queen Creek, AZ 85142.

*California: Loans are made and arranged pursuant to a Finance Lenders Law License. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law.

*New Jersey: Licensed by the NJ Department of Banking and Insurance.

New York: Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgageloan applications for properties located in New York will be accepted through this site.

Oregon: Figure Lending LLC is licensed and regulated by the Oregon Department of Consumer and Business Services. For public inquiries and complaints consumers can call 888-877-4894.

South Carolina: Click to view the South Carolina Supervised Lender License  Opens in a new window. and/or South Carolina Consumer Rights and Responsibilities  Opens in a new window..

Texas (For Texas Consumers Only): License #1717824.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT HTTPS://WWW.SML.TEXAS.GOV  Opens in a new window.. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT HTTPS://WWW.SML.TEXAS.GOV  Opens in a new window..

Virginia: Licensed by the Virginia Bureau of Financial Institutions - Lender License # MC-6844; NMLS ID 1717824. (https://www.nmlsconsumeraccess.org/  Opens in a new window.). Notice for refinancing customers: as a result of refinancing, the total finance charge over the life of the loan may be higher.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Personal Loan

Figure Lending LLC Personal Loan State Licensing Details

Figure Lending LLC is an Equal Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. (https://www.nmlsconsumeraccess.org  Opens in a new window.)

To offer the Figure Personal Loan, Figure Lending LLC holds the following licenses:

StateLicense NameLicense Number
AlabamaConsumer Credit License22533
Californianavigates to disclosure *Finance Lenders Law License60DBO81967
ColoradoSupervised Lender LicenseSUP-4000214
DelawareLicensed Lender License26994
District of ColumbiaMoney Lender LicenseML1717824
IdahoRegulated Loan LicenseRRL-10028
IndianaConsumer Loan License42715
IowaRegulated Loan Company License88893478 [Master Loan Company Registration], 2021-0009 [Nonresident Regulated Loan Company License]
KansasSupervised Lender LicenseSL.0026703
LouisianaConsumer Credit Law Licensed Lender1717824
MaineSupervised Lender License1717824
MarylandInstallment Loan License1717824
Michigannavigates to disclosure *Regulatory Loan LicenseRL-022066
MinnesotaRegulated Loan LicenseMN-RL-1717824
Missourinavigates to disclosure *Consumer Installment Lender License510-24-8423
MontanaConsumer Loan License1717824
NevadaInstallment Loan Company LicenseIL11136
North CarolinaLoan Broker Registration281
North DakotaMoney Broker LicenseMB103310
OhioGeneral Loan Law RegistrationGL.502094.000
OklahomaSupervised Lender LicenseSL008496
Oregonnavigates to disclosure *Consumer Finance License0464-001-C
Rhode IslandLender License20183626LL
South Carolinanavigates to disclosure *Supervised Lender LicenseSL - 1717824, SLW1 - 1717824
South DakotaMoney Lender License1717824.MYL
TennesseeIndustrial Loan and Thrift Registration179258
UtahConsumer Credit NotificationN/A
VermontLicensed Lender License7310
WashingtonConsumer Loan LicenseCL-1717824
WisconsinConsumer Act RegistrationN/A
WyomingConsumer Lender LicenseCL-3840

*California: Loans are made and arranged pursuant to a Finance Lenders Law License. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law.

*Michigan: Figure Lending LLC is licensed by the Michigan Department of Insurance and Financial Services under the Regulatory Loan Act.

Address: 530 W. Allegan Street, 7th Floor, Lansing, MI 48933

Phone: 517-284-8800 or 877-999-6442 (Toll-Free)

Effective Date: 4/4/2019

License Number: RL0022066

*Missouri: Click to view the Missouri Consumer Installment Lender Certificate of Registration  Opens in a new window..

*Oregon: Figure Lending LLC is licensed under the Oregon Consumer Finance Act.

*South Carolina: Click to view the South Carolina Supervised Lender License  Opens in a new window. and/or South Carolina Consumer Rights and Responsibilities  Opens in a new window..

Consumer Loan Servicing Licenses

StateLicense NameLicense Number
ArizonaCollection Agency LicenseCA-1002357
ArizonaCollection Agency License (DBA "Figure")CA-1034346
ArkansasCollection Agency License5900
ColoradoSupervised Lender LicenseSUP-4000214
ColoradoCollection Agency LicenseCAR-1000278
DelawareLicensed Lender License26994
FloridaConsumer Collection Agency LicenseCCA9904183
IdahoRegulated Lender LicenseRRL-10028
IdahoCollection Agency LicenseCCA-10331
IndianaConsumer Loan License39933
IowaMaster Loan Company Registration88893478
IowaNonresident Regulated Loan Company License2021-0009
KansasSupervised Loan LicenseSL.0026703
LouisianaLicensed Lender License1717824
LouisianaCollection Agency RegistrationN/A
MaineSupervised Lender License1717824
MaineLoan Servicer LicenseSVR14906
MarylandCollection Agency License1717824
MassachusettsThird Party Loan Servicer RegistrationLS1717824
MichiganRegulatory Loan LicenseRL0022066
MinnesotaRegulated Loan Company LicenseMN-RL-1717824
MinnesotaColletion Agency License40771536
MontanaConsumer Loan License1717824
NevadaInstallment Loan Company LicenseIL11136
New JerseyCollection Agency Bond Registration1088109
New MexicoCollection Agency LicenseCA02505
OklahomaSupervised Lender LicenseSL008496
OregonConsumer Finance License0464-001-C
PennsylvaniaConsumer Discount Company License73115
South CarolinaSupervised Lender LicenseSL - 1717824
South DakotaMoney Lender License1717824.MYL
TennesseeTennessee Industrial Loan and Thrift Company Registration179258
TexasRegulated Lender License159601
TexasThird Party Debt Collection Bond Registration20180128
UtahCollection Agency Registration10728218-0131
UtahCollection Agency Registration (DBA "Figure")10877011-0131
UtahConsumer Credit NotificationN/A
WashingtonOut-of-State Collection Agency License604-221-746-001-0002
West VirginiaCollection Agency Bond RegistrationN/A
WyomingConsumer Lender LicenseCL-3840