Licenses
Mortgage Lending
Figure Lending LLC Mortgage State Licensing Details
Figure Lending LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. (https://www.nmlsconsumeraccess.org)
Figure Lending LLC holds mortgage lending licenses in the following states:
| State | License Name | License Number |
|---|---|---|
| Alabama | Consumer Credit License | 22533 |
| Alaska | Mortgage Broker/Lender License | AK1717824 |
| Arizonanavigates to disclosure * | Mortgage Banker License | 948458 |
| Arkansas | Combination Mortgage Banker-Broker-Servicer License | 114692 |
| Californianavigates to disclosure * | Finance Lenders Law License | 60DBO81967 |
| Californianavigates to disclosure * | Residential Mortgage Lending Act | 41DBO-94904 |
| Colorado | Mortgage Company Registration | 1717824 |
| Connecticut | Mortgage Lender License | ML-1717824 |
| Delaware | Lender License | 26994 |
| District of Columbia | Mortgage Lender License | MLB1717824 |
| Florida | Mortgage Lender-Servicer License | MLD1636 |
| Georgia | Mortgage Lender License/Registration | 61229 |
| Idaho | Mortgage Broker/Lender License | MBL-9625 |
| Illinois | Residential Mortgage License | MB.6761349 |
| Indiana | DFI Mortgage Lending License | 39933 |
| Iowa | Mortgage Banker License | 2018-0048 |
| Kansas | Mortgage Company License | MC.0025537 |
| Kentucky | Mortgage Company License | MC418885 |
| Louisiana | Residential Mortgage Lending License | 1717824 |
| Maine | Supervised Lender License | 1717824 |
| Maryland | Mortgage Lender License | 1717824 |
| Massachusetts | Mortgage Lender License | ML1717824 |
| Michigan | 1st Mortgage Broker/Lender/Servicer License | FL0021494 |
| Michigan | 2nd Mortgage Broker/Lender/Servicer License | SR0021495 |
| Minnesota | Residential Mortgage Originator License | MN-MO1717824 |
| Mississippi | Mortgage Lender License | 1717824 |
| Missouri | Mortgage Company License | 1717824 |
| Montana | Mortgage Lender License | 1717824 |
| Nebraska | Mortgage Company License | 1717824 |
| Nevada | Mortgage Company License | 4823 |
| New Hampshire | Mortgage Banker License | 22423-MB |
| New Jerseynavigates to disclosure * | Residential Mortgage Lender License | 1717824 |
| New Mexico | Mortgage Loan Company License | 1717824 |
| North Carolina | Mortgage Lender License | L-180811 |
| North Dakota | Money Broker License | MB103310 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration | RM.804317.000 |
| Oklahoma | Mortgage Lender License | ML011894 |
| Oregon | Mortgage Lending License | ML-5968 |
| Pennsylvania | Mortgage Lender License | 66882 |
| Rhode Island | Lender License | 20183626LL |
| South Carolina | Mortgage Lender/Servicer License | MLS-1717824 |
| South Dakota | Mortgage Lender License | 1717824.ML |
| Tennessee | Mortgage License | 151185 |
| Texas | SML Mortgage Company License | 1717824 |
| Utah | Consumer Credit Notification | N/A |
| Vermont | Lender License | 7310 |
| Virginia | Lender License | MC-6844 |
| Washington | Consumer Loan Company License | CL-1717824 |
| West Virginia | Mortgage Lender License | ML-36248 |
| Wisconsin | Mortgage Banker License | 1717824BA |
| Wyoming | Mortgage Lender/Broker License | 3217 |
*California: Loans are made and arranged pursuant to a Finance Lenders Law License. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law.
*New Jersey: Licensed by the NJ Department of Banking and Insurance.
New York: Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgageloan applications for properties located in New York will be accepted through this site.
Oregon: Figure Lending LLC is licensed and regulated by the Oregon Department of Consumer and Business Services. For public inquiries and complaints consumers can call 888-877-4894.
South Carolina: Click to view the South Carolina Supervised Lender License and/or South Carolina Consumer Rights and Responsibilities.
Texas (For Texas Consumers Only): License #1717824.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT HTTPS://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT HTTPS://WWW.SML.TEXAS.GOV.
Virginia: Licensed by the Virginia Bureau of Financial Institutions - Lender License # MC-6844; NMLS ID 1717824. (https://www.nmlsconsumeraccess.org/). Notice for refinancing customers: as a result of refinancing, the total finance charge over the life of the loan may be higher.
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Personal Loan
Figure Lending LLC Personal Loan State Licensing Details
Figure Lending LLC is an Equal Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. (https://www.nmlsconsumeraccess.org)
To offer the Figure Personal Loan, Figure Lending LLC holds the following licenses:
| State | License Name | License Number |
|---|---|---|
| Alabama | Consumer Credit License | 22533 |
| Californianavigates to disclosure * | Finance Lenders Law License | 60DBO81967 |
| Colorado | Supervised Lender License | SUP-4000214 |
| Delaware | Licensed Lender License | 26994 |
| District of Columbia | Money Lender License | ML1717824 |
| Idaho | Regulated Loan License | RRL-10028 |
| Indiana | Consumer Loan License | 42715 |
| Iowa | Regulated Loan Company License | 88893478 [Master Loan Company Registration], 2021-0009 [Nonresident Regulated Loan Company License] |
| Kansas | Supervised Lender License | SL.0026703 |
| Louisiana | Consumer Credit Law Licensed Lender | 1717824 |
| Maine | Supervised Lender License | 1717824 |
| Maryland | Installment Loan License | 1717824 |
| Michigannavigates to disclosure * | Regulatory Loan License | RL-022066 |
| Minnesota | Regulated Loan License | MN-RL-1717824 |
| Missourinavigates to disclosure * | Consumer Installment Lender License | 510-24-8423 |
| Montana | Consumer Loan License | 1717824 |
| Nevada | Installment Loan Company License | IL11136 |
| North Carolina | Loan Broker Registration | 281 |
| North Dakota | Money Broker License | MB103310 |
| Ohio | General Loan Law Registration | GL.502094.000 |
| Oklahoma | Supervised Lender License | SL008496 |
| Oregonnavigates to disclosure * | Consumer Finance License | 0464-001-C |
| Rhode Island | Lender License | 20183626LL |
| South Carolinanavigates to disclosure * | Supervised Lender License | SL - 1717824, SLW1 - 1717824 |
| South Dakota | Money Lender License | 1717824.MYL |
| Tennessee | Industrial Loan and Thrift Registration | 179258 |
| Utah | Consumer Credit Notification | N/A |
| Vermont | Licensed Lender License | 7310 |
| Washington | Consumer Loan License | CL-1717824 |
| Wisconsin | Consumer Act Registration | N/A |
| Wyoming | Consumer Lender License | CL-3840 |
*California: Loans are made and arranged pursuant to a Finance Lenders Law License. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law.
*Michigan: Figure Lending LLC is licensed by the Michigan Department of Insurance and Financial Services under the Regulatory Loan Act.
Address: 530 W. Allegan Street, 7th Floor, Lansing, MI 48933
Phone: 517-284-8800 or 877-999-6442 (Toll-Free)
Effective Date: 4/4/2019
License Number: RL0022066
*Missouri: Click to view the Missouri Consumer Installment Lender Certificate of Registration.
*Oregon: Figure Lending LLC is licensed under the Oregon Consumer Finance Act.
*South Carolina: Click to view the South Carolina Supervised Lender License and/or South Carolina Consumer Rights and Responsibilities.
Consumer Loan Servicing Licenses
| State | License Name | License Number |
|---|---|---|
| Arizona | Collection Agency License | CA-1002357 |
| Arizona | Collection Agency License (DBA “Figure”) | CA-1034346 |
| Arkansas | Collection Agency License | 5900 |
| Colorado | Supervised Lender License | SUP-4000214 |
| Colorado | Collection Agency License | CAR-1000278 |
| Delaware | Licensed Lender License | 26994 |
| Florida | Consumer Collection Agency License | CCA9904183 |
| Idaho | Regulated Lender License | RRL-10028 |
| Idaho | Collection Agency License | CCA-10331 |
| Indiana | Consumer Loan License | 39933 |
| Iowa | Master Loan Company Registration | 88893478 |
| Iowa | Nonresident Regulated Loan Company License | 2021-0009 |
| Kansas | Supervised Loan License | SL.0026703 |
| Louisiana | Licensed Lender License | 1717824 |
| Louisiana | Collection Agency Registration | N/A |
| Maine | Supervised Lender License | 1717824 |
| Maine | Loan Servicer License | SVR14906 |
| Maryland | Collection Agency License | 1717824 |
| Massachusetts | Third Party Loan Servicer Registration | LS1717824 |
| Michigan | Regulatory Loan License | RL0022066 |
| Minnesota | Regulated Loan Company License | MN-RL-1717824 |
| Minnesota | Colletion Agency License | 40771536 |
| Montana | Consumer Loan License | 1717824 |
| Nevada | Installment Loan Company License | IL11136 |
| New Jersey | Collection Agency Bond Registration | 1088109 |
| New Mexico | Collection Agency License | CA02505 |
| Oklahoma | Supervised Lender License | SL008496 |
| Oregon | Consumer Finance License | 0464-001-C |
| Pennsylvania | Consumer Discount Company License | 73115 |
| South Carolina | Supervised Lender License | SL - 1717824 |
| South Dakota | Money Lender License | 1717824.MYL |
| Tennessee | Tennessee Industrial Loan and Thrift Company Registration | 179258 |
| Texas | Regulated Lender License | 159601 |
| Texas | Third Party Debt Collection Bond Registration | 20180128 |
| Utah | Collection Agency Registration | 10728218-0131 |
| Utah | Collection Agency Registration (DBA “Figure”) | 10877011-0131 |
| Utah | Consumer Credit Notification | N/A |
| Washington | Out-of-State Collection Agency License | 604-221-746-001-0002 |
| West Virginia | Collection Agency Bond Registration | N/A |
| Wyoming | Consumer Lender License | CL-3840 |