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Figure Home Equity Line

Homeowners, we're here for you

Get cash using your equity. Other banks and lenders have stopped offering HELOCs, but Figure is still here for you. Apply in minutes with our 100% online application and receive funding in 5 days.2  navigates to the related disclosure

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Pre-qualification does not affect your credit score.8  navigates to the related disclosure

Approval in 5 minutes. Funding in 5 days.2  navigates to the related disclosure

100% online application

The application process is fast, easy, and all online. No in-person appraisal needed. Get approved faster than you thought possible, in as little as 5 minutes.

Rates start at 3.49% APR1  navigates to the related disclosure

Enjoy no prepayment penalties, optional Autopay and Quorum membership discounts, and origination option to lower your fixed interest rate and monthly payment (for those who qualify.)

Get cash in as few as 5 days2  navigates to the related disclosure

For primary residences, borrow up to $150,000 with one-time origination fee.7  navigates to the related disclosure Figure offers the fastest way to turn your home equity into cash for what matters now.

Online video notary and support

Our average response time is less than 15 seconds. Online video notary sessions are available in some locations. Call us at 888-819-6388 Monday through Saturday, 6am – 6pm PT.

Home Equity Line advertised rate of 3.49% includes a 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in autopay (0.25%). This rate also includes payment of an origination fee of 4.99%, for those who qualify.

Your home equity could earn you a great rate

Our home equity line allows you to consolidate debt at a lower rate compared to credit cards and personal loans.9  navigates to the related disclosure

How we compare to most other lenders

Home Equity Line

Figure

Most Other Lenders

Apply in 5 minutes

Online notary available

Membership and autopay discount

Same-day approval

At-home closing process

100% paperless application

Fixed monthly payments

How it works

How it works

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.

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