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Figure Home Equity Line

Get the cash you need without leaving home

Apply with our 100% online application in minutes and receive funding in 5 days.2  navigates to the related disclosure No need to wait for an in-person appraisal. Get the funds you need now, and move forward with life.

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Pre-qualification does not affect your credit score.8  navigates to the related disclosure

Approval in 5 minutes. Funding in 5 days.2  navigates to the related disclosure

100% online application

Our application is fast, easy, and all online. No in-person appraisal needed. Get approved in 5 minutes, all from the comfort of home.

Rates start at 4.99% APR1  navigates to the related disclosure

For primary residences, borrow up to $150,000 with one-time origination fee.7  navigates to the related disclosure The advertised rate of 4.99% includes a 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in autopay (0.25%).

Get cash in as few as 5 days2  navigates to the related disclosure

Figure offers one of the fastest ways to turn your home equity into cash for the things that matter now.

Online video notary and support

Online video notary sessions are available in some locations. Call us with questions Mon–Sat 6am–6pm PT at 888-819-6388.

Your home equity could earn you a great rate

Our home equity line allows you to consolidate debt at a lower rate compared to credit cards and personal loans.9  navigates to the related disclosure

How we compare to other lenders

Home Equity Line


Other Lenders

Approval in 5 minutes

Online notary available

At-home closing process

100% paperless application

Membership and autopay discount

How it works

How it works

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

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