Join our team

We’re looking for exceptional people with passion for accelerating innovation, ensuring customer success and leading with integrity and ethics. Our goal is to create a culture and environment that lets you do your best work. A place to be inspired, to be appreciated, to push the envelope and team up on challenges that matter most to our customers.

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Our culture

We celebrate diversity and the value it brings to our employees, customers, and community. We are proud to be an Equal Opportunity Employer and are committed to providing an environment of mutual respect. We believe an open and inclusive environment enables people to do their best work-- helping us innovate, build great products, forge lasting partnerships, and deliver exceptional customer experiences. All aspects of employment and advancement are decided on the basis of qualifications, merit, and business need.

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4.5

There's a collective passion and motivation at Figure, especially these days as the company vision evolves into a reality.

There's a massive opportunity to be entrepreneurial and take ownership here.

The culture at Figure is truly inclusive and the people have a vested interest in your success.

You are empowered to make an impact, pursuing a career that is both personally fulfilling and valuable to the company.

The company has one of the best blends 
of workplace cultures I have ever been a part of.

Perks and benefits

At Figure, we believe in providing our employees with the resources and perks they need to succeed, grow, and stay healthy. Good people, shared values, a supportive environment - we build everything around that.

Health & wellness

Figure pays 100% of premium costs for employees and dependents for medical, dental, and vision insurance (with the exception of costs associated with the buy-up medical plan.)

Continuing education

Figure will reimburse eligible employees for approved continuing education that either offers growth in an area related to his or her current position or that may lead to promotional opportunities.

Flexible time off

We offer 10 company-wide holidays plus one personal holiday, generous Flexible Time Away (FTA), Paid Time Off (PTO), and Paid Parental Leave.

Bonus & stock options

Figure’s Bonus Plan recognizes and rewards eligible employees’ efforts and contributions. Eligible employees are also granted an option to purchase a set number of shares of Figure’s common stock.

Diversity & Inclusion

At Figure, we celebrate diversity and the value it brings to our employees, customers, and community. We believe an open and inclusive environment enables people to do their best work and leads to innovation, building great products, forging lasting partnerships, and delivering exceptional customer experiences. All aspects of employment and advancement are decided on the basis of qualifications, merit, and business need.

Women in leadership

Women at Figure

Data collected as of May 2021.

Work from anywhere policy

Figure is committed to creating a remote-friendly culture that enables employees to do their best work from wherever life takes them within the United States.

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©2021 Figure Technologies, Inc

Figure Lending LLC dba Figure 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277

General Customer Support:

888-819-6388

Mortgage Refinance Support:

888-697-1506

Figure Lending LLC dba Figure | NMLS #1717824 - For licensing information, go to www.nmlsconsumeraccess.org  Opens a new window.

Figure Home Equity Line is available in AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SD, TN, VA, VT, WA, WI, WY with more states to come.

Figure Mortgage Refinance is available in AK, AL, AR, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, WA, WI, WV with more states to come.

Figure Personal Loan is available in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY with more states to come.

Equal Housing Opportunity Logo Equal Housing Opportunity

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

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The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.

1

For Figure Home Equity Line, our APRs can be as low as 3.00% for the most qualified applicants and will be higher for other applicants, depending on credit profile and the state where the property is located. For example, for a borrower with a CLTV of 45% and a credit score of 800 who is eligible for and chooses to pay a 4.99% origination fee in exchange for a reduced APR, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 3.00%. The total loan amount would be $52,495. Alternatively, a borrower with the same credit profile who pays a 3% origination fee would have an APR of 4.00% and a total loan amount of $51,500. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term, occupancy status, and whether you are eligible for and choose to pay an origination fee in exchange for a lower rate. Payment of origination fees in exchange for a reduced APR is not available in all states. In addition to paying the origination fee in exchange for a reduced rate, the advertised rates include a combined discount of 0.50% for opting into a credit union membership (0.25%) and enrolling in autopay (0.25%). APRs for home equity lines of credit do not include costs other than interest. Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.

2

For the Figure Home Equity Line, approval may be granted in five minutes but is ultimately subject to verification of income and employment. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. In addition, funding timelines may be longer if we cannot readily verify that your property is in at least average condition with no adverse external factors with a property condition report and need to order a desktop appraisal to confirm the value of your property.

3

Home values and price appreciation or depreciation are third-party estimates based on publicly available data and automated valuation models and do not constitute an appraisal of the subject property.

4

Our loan amounts range from a minimum of $15,000 to a maximum of $250,000. For properties located in AK, the minimum loan amount is $25,001. Your maximum loan amount may be lower than $250,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.

5

You should consult a tax advisor regarding the deductibility of interest and charges to your Figure Home Equity Line.

6

Average personal loan rates on ValuePenguin  Opens a new window., Average credit card rates on ValuePenguin  Opens a new window., Average Home Equity rates on Bankrate  Opens a new window.