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Pay Off Your High-Interest Debt with Figure's Intellidebt

*Based on 2024 Figure customer application data.
Checking your rate will not impact your credit.3navigates to numbered disclaimer

11+ Billion in Equity unlocked with Figure's platform
Trustpilot rating: 4.5 out of 5 stars  Opens in a new window.

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Intelligently consolidate your debt in 5 minutes or less in 3 simple steps:

Step 1. See your debts

Step 2. Select the debts that you’d like to pay off

Step 3. Pay your debts

Consolidate your debt with Figure's Intellidebt

  • Direct Debt Payoff

    Figure can pay off your personal loan and credit card debt directly, saving you time and hassle.

  • 100% Online Application

    Have a payment due? With Figure, you can tap your home equity as fast as you could get a personal loan with other lenders.

  • Borrow more for less

    HELOCs typically offer lower payments, higher amounts, and longer terms than personal loans.4navigates to numbered disclaimer

  • Online video notary & support

    Benefit from easy online notary services available in most locations, and expert support. We've got you covered.

How much could I borrow with a HELOC?

Figure offers lines of credit up to $400k5navigates to numbered disclaimer

You'll need to have a good credit score, have a reliable payment history, have a low enough debt-to-income ratio (DTI), and have enough available equity in your home to qualify.

Adjust the chart below to create the custom amount that relates to you.

$800,000

Current Home Value

$550,000

Remaining Mortgage Amount

In this scenario, you could qualify to borrow up to

$90,000

Find my rate

*Based on borrowing 80% of your current home value

Explore Our Frequently Asked Questions

One of the easiest loans I have ever received.

All is done online and with the proper information they wanted I received money in six days. I have recommended Figure to those looking for loans.

Written by customerCAD

2627 Excellent Reviews on  trust pilot

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