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Coming soon
We anticipate launching early 2024

Crypto-Backed Loan

Cash out,
HODL on

Borrow against your crypto without selling.
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  • Trusted Lender

    Figure has originated $8B+ in funded loans, including crypto-backed loans, and has never lost coin assets or paused crypto withdrawals.

  • No hard credit check

    No credit, no problem. Credit score does not impact eligibility.navigates to top disclosure*

  • Competitive rates and flexible terms

    Competitive rate and ability to make monthly interest only payments or pay in kind, allowing for lower monthly payments and more flexibility.

  • Choice around collateral treatment

    You decide whether to keep your crypto in custody or, for a lower rate, allow Figure to reuse your crypto.

See if a crypto loan is right for you

  • Starting from $5,000

  • APRs from 13%

  • 12 month term, with renewal option at maturity

  • Initial LTV of up to 50%

  • No prepayment penalty

  • BTC or ETH

Frequently asked questions