Get cash while refinancing your mortgage
Simple, all-in-one option
Replace your existing mortgage with a new one for an amount that’s greater than what you owe and access the difference in cash.
See your rate in
Our no-hassle process easy and 100% digital. The online application process is fully automated and allows you to choose the offer that fits your needs.
Borrow up to
$500,000 in cash
Refinance completely online and get cash from your home equity, all at a potentially lower rate.3 navigates to disclosure 3
Dedicated member support
We’re here to help! Call us at 888-697-1506 Monday through Saturday. 6am–6pm PT.
How it works
How it works
Tell Us About Yourself
Apply easily with our 100% online application. Just provide some information, and we’ll automatically gather the rest using our secure and automated process.
Customize Your Offer
See your offer and rate, without affecting your credit score.2 navigates to disclosure 2 We ensure you have the information you need to make the decision that’s right for you. (A hard credit pull comes later on in the process.)
Verify Your Income
We’ll safely and securely verify your documents using trusted third- party applications. Just link your accounts, and we’ll automatically pull in your documents.
Submit Your Application
We’ll confirm that we have everything we need. We will verify the information provided, and have you sign the necessary documents digitally, like your Loan Estimate.
Order Appraisal & Title Search
As soon as your application is submitted, we’ll order an appraisal and title search. This can sometimes takes several days to complete. You can track the progress in your account dashboard.
Sign Your Closing Disclosure
Once your loan is finalized, we’ll let you know it’s time to sign your closing disclosure and schedule your closing. This can be done easily from your account dashboard.
See what our members are saying
Don’t just take our word for it—read what our members have been saying about their experience with Figure.