Cash-Out Mortgage Refinance

Take advantage of low rates and get the cash you need all at once

Rates are at historic lows and there’s never been a better time to tap your equity for cash. The application is fast, easy, and 100% online, with no time-consuming trips to the bank and custom monthly payment options to help you save.

Pre-qualification does not affect your credit score.2  navigates to the related disclosure

Looking to access cash quickly? Refinance with the option to cash-out. Average rates are just 3.44% APR.3  navigates to the related disclosure

Simple, all-in-one option

Replace your existing mortgage with a new one for an amount that’s greater than what you owe and access the difference in cash. If you choose to pay off your loan early, there is no prepayment penalty.

Apply in 10 minutes

Our no-hassle application process is fast, easy, and 100% digital. For your convenience, our online process is entirely automated and allows you to choose the offer that best fits your financial needs.

Borrow up to $500,000 in cash

For primary residences, Figure offers the fastest way to turn your home equity into cash for what matters now.

Fast access to member support

Call us at 888-697-1506 Monday through Saturday, 6am – 6pm PT. Our average response time is less than 45 seconds.

How it works

How it works

Read what our members have been saying about their experiences

Don’t just take our word for it, see what other members had to say! For homeowners, Figure is the better option.