Apply for your Home Equity Line of Credit Fast

Pre-qualification does not affect your credit score3navigates to numbered disclaimer

9+ Billion in Equity unlocked with Figure's platform

Featured in

Approval in 5 minutes, funding in as few as 5 days2navigates to numbered disclaimer

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home improvement

Finance your next project.

Learn more
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Find my rate

One of the easiest loans I have ever received.

All is done online and with the proper information they wanted I received money in six days. I have recommended Figure to those looking for loans.

Written by customerCAD

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Compare your options

HELOC vs. Personal Loan4navigates to numbered disclaimer

Figure's HELOC is helping homeowners get a lower rate, lower payments, and longer terms than personal loans.

Figure HELOC

Average Personal Loan*navigates to table disclaimer

Application100% online, see your rate instantlyVaries by lender
Fixed rate1navigates to numbered disclaimerYesYes
Average APRLowerHigher
AmountUp to $400k5navigates to numbered disclaimerUp to $100k
Prepayment penaltyNonePossible
Tax deductibleFor home improvement
(be sure to consult a tax professional)
Not tax deductible
Overall costLowerHigher

See how much you can get with a no-obligation quote3navigates to numbered disclaimer