Create, update or renovate

Start improving your home using your equity. With the Figure Home Equity Line, you can finance your home improvements with a rate as low as 3.00% APR.1  navigates to the related disclosure*

Pre-qualification does not affect your credit score.3  navigates to the related disclosure

*Rates include payment of an origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.

Financing home improvements, made easy

Get approval in 5 minutes

Our 100% online application is fast and easy. No in-person appraisal needed. Get approved in 5 minutes, all from the comfort of home.

Rates as low as
3.00% APR 1  navigates to the related disclosure

This APR includes a combined 0.50% discount for opting into a credit union membership (0.25%) and enrolling in AutoPay (0.25%).

Funding in as few
as 5 days 2  navigates to the related disclosure

Borrow up to $250k with a one-time origination fee.4  navigates to the related disclosure Figure offers the fastest way to turn your home equity into cash.

Online video notary and support

Online video notary sessions are available in most locations. Call us at 888-819-6388 Monday through Saturday, 6am – 6pm PT.

The advertised rate of 3.00% APR includes a combined 0.50% discount for opting into a credit union membership (0.25%) and enrolling in AutoPay (0.25%). This rate also includes the payment of a 4.99% origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.

Explore articles about home improvement

Explore articles about improving your home. Learn what renovations can increase your home’s equity and get ideas for popular renovations this year.

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.

In need of home improvements? We’ve got you covered.

Figure offers the fastest way to turn your home equity into cash for turning your ideal home into a reality.

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