Create, update or renovate
Start improving your home using your equity. With the Figure Home Equity Line, you can finance your home improvements with a rate as low as 3.00% APR.1 navigates to disclosure 1*
Pre-qualification does not affect your credit score.3 navigates to disclosure 3
*Rates include payment of an origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.
Financing home improvements, made easy
Get approval in 5 minutes
Our 100% online application is fast and easy. No in-person appraisal needed. Get approved in 5 minutes, all from the comfort of home.
Rates as low as
3.00% APR 1 navigates to disclosure 1
This APR includes a combined 0.50% discount for opting into a credit union membership (0.25%) and enrolling in AutoPay (0.25%).
Online video notary and support
Online video notary sessions are available in most locations. Call us at 888-819-6388 Monday through Saturday, 6am – 6pm PT.
The advertised rate of 3.00% APR includes a combined 0.50% discount for opting into a credit union membership (0.25%) and enrolling in AutoPay (0.25%). This rate also includes the payment of a 4.99% origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.
Explore articles about home improvement
Explore articles about improving your home. Learn what renovations can increase your home’s equity and get ideas for popular renovations this year.
See what our members are saying
Don’t just take our word for it—read what our members have been saying about their experience with Figure.
In need of home improvements? We’ve got you covered.
Figure offers the fastest way to turn your home equity into cash for turning your ideal home into a reality.