Figure Logo

Create, update or renovate with Figure

A home equity line of credit, or HELOC, is a great financial tool available for home improvements due to low-interest flexible borrowing, flexible repayment, and potential tax deductions. It can be used for landscaping projects, kitchen remodels, new additions, roofs, HVAC, bathroom remodels, and more.

Find my rate

Code cannot be empty.

10+ Billion in Equity unlocked with Figure's platform
Trustpilot rating: 4.5 out of 5 stars  Opens in a new window.

Featured in

ForbesBloombergThe New York Times

See the benefits of financing your home improvement with Figure

Approval in 5 minutes, funding in as few as 5 days2navigates to numbered disclaimer

Call us at 888-819-6388 Monday through Sunday, 6am - 5pm PT.

Compare HELOC vs. Cash-Out Refinance

Compare a Figure Home Equity line versus a Cash-Out Refinance to see how much you could save.5navigates to numbered disclaimer From attics to basements, and everything in between.

Figure HELOC

Cash-Out Refinance

Fixed rateYesYes
Shorter termsYesNo
No Closing CostsYesNo
No Out-of-Pocket CostsYesNo
Ability to RedrawYesNo
Fast Access to CashYesNo
No Out-of-Pocket CostsYesNo

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home improvement

Finance your next project.

Learn more
Slide 1 of 5
Find my rate

Explore articles about home improvement and better ways to spend your money

Stay in the community you love while building your dream home.

Need more information before you apply?