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#1 Non-Bank HELOC in the U.S. *navigates to bottom disclaimer

Whether you're planning a home renovation project, consolidating high-interest debt, or funding your dream vacation, Figure's Home Equity Line of Credit can be the key to making it happen.

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  • $10Bin equity unlocked with Figure's platform
  • 100K+households served with Figure's platform
  • 100%online application

What can I use a home equity line of credit for?

Whether it's revitalizing your home, consolidating high-interest debts, investing in education, or fueling the growth of your business, a HELOC empowers you to turn aspirations into realities.

Home improvement

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High interest debt consolidation

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Fund your business

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How much could I borrow with a HELOC?

Figure offers lines of credit up to $400k5navigates to numbered disclaimer

You'll need to have a good credit score, have a reliable payment history, have a low enough debt-to-income ratio (DTI), and have enough available equity in your home to qualify.

Adjust the chart below to create the custom amount that relates to you.


Current Home Value


Remaining Mortgage Amount

In this scenario, you could qualify to borrow up to


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*Based on borrowing 80% of your current home value

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