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#1 Non-Bank HELOC in the U.S. *navigates to bottom disclaimer

Whether you're planning a home renovation project, consolidating high-interest debt, or funding your dream vacation, Figure's Home Equity Line of Credit can be the key to making it happen.

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  • $10Bin equity unlocked with Figure's platform
  • 100K+households served with Figure's platform
  • 100%online application
    process

What can I use a home equity line of credit for?

Whether it's revitalizing your home, consolidating high-interest debts, investing in education, or fueling the growth of your business, a HELOC empowers you to turn aspirations into realities.

Home improvement

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High interest debt consolidation

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Education

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Fund your business

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How much could I borrow with a HELOC?

Figure offers lines of credit up to $400k5navigates to numbered disclaimer

You'll need to have a good credit score, have a reliable payment history, have a low enough debt-to-income ratio (DTI), and have enough available equity in your home to qualify.

Adjust the chart below to create the custom amount that relates to you.

$800,000

Current Home Value

$550,000

Remaining Mortgage Amount

In this scenario, you could qualify to borrow up to

$90,000

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*Based on borrowing 80% of your current home value

Explore our frequently asked questions

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