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  • $11Bin equity unlocked with Figure's platform
  • 100K+households served with Figure's platform
  • 100%online application
    process

The #1 non-bank home equity line of credit in the U.S. *navigates to bottom disclaimer

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Explore more ways to use your HELOC

Whether it's revitalizing your home, consolidating high-interest debts, investing in education, or fueling the growth of your business, a HELOC empowers you to turn aspirations into realities.

Convenient loan, no hassle.

Convenient loan, no hassle. Needed money for tuition, bills, etc and in 5 days I got the money. Thank you so much. You are a big help financially to my problem.

Written by customerFlordeliza M.

  • Painless way to borrow money

    Written by customerLaurence J.

  • Figure was a breath of fresh air...

    Written by customerSteve M.

  • Quick and painless HELOC

    Written by customerMargaret H.

2632 Excellent Reviews on  trust pilot

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Discover our story & revolutionary technology

Through the integration of cutting-edge technology, Figure's platform fosters more transparent and efficient capital markets, bolstered by the growing pool of assets originated on its platform.

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Get started with a HELOC

Apply online in minutes, with funding in as few as 5 days.2navigates to numbered disclaimer Enjoy fixed rates,1navigates to numbered disclaimer skipping in-person appraisals to get the funds you need, fast.

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Join our partnership ecosystem

Offer your customers a HELOC through our seamless partnership ecosystem, tailored to strengthen relationships and meet their needs with speed and efficiency.

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Still have questions?

Enhancing Lending Speed with AI

We were already a fast HELOC - now we're even faster. Powered by our partnerships with OpenAI's GPT and Google Gemini, this isn't just an upgrade; it's a game-changing evolution for the lending industry

Join the future of lending with Figure
  • Lower costs

    Slash processing costs.

  • Unmatched efficiency

    Our AI lets your team focus on delivering exceptional customer experiences.

  • Lightning-fast transactions

    We were already a fast HELOC - now we're even faster.