The fastest, easiest way to refinance without ever leaving home.

Mortgage Refinance - get a lower rate and the cash you need today1  navigates to the related disclosure

Student Loan Refinance - consolidate and pay down debt faster

Apply online in minutes with our 100% digital application

Lock in a lower rate in minutes and get funded in days, not months

Pre-qualification does not affect your credit score.6  navigates to the related disclosure

Home ownership gives you financial options, Figure unlocks them for you.

We offer the products you need to better your finances and get out of debt faster. See your offer in a few clicks.

Mortgage Refinance

Quickly and easily refinance your mortgage. Apply 100% online in minutes.

Student Loan Refinance

Pay off student loans faster.4  navigates to the related disclosure Apply in 5 minutes, get refinanced in 5 days.

Cash-Out Refinance

Get the cash you need while refinancing. Apply in minutes, close in days, not months.

Home Equity Line

Due to impacts of COVID-19, we are pausing the offering of this product. Join our waitlist.

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.