If you're a Figure member impacted by COVID-19 or another financial hardship, we're here to help. Learn more
Other banks and lenders have changed how they lend, but Figure is still here for you with two ways to access cash using your equity. See your rate or click “Learn more” to compare products.
No need to wait for traditional banks and lenders. Access up to $500,000 while refinancing.
The advertised rate of 3.49% APR includes a combined 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in AutoPay (0.25%). This rate also includes the payment of a 4.99% origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.
Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.
Don’t just take our word for it—read what our members have been saying about their experience with Figure.