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Building the future of capital markets with blockchain

Reducing costs and increasing efficiency in the private credit marketplace across consumers, origination partners, and investors.

Our vision

Be the premier vertically integrated capital markets trading platform for consumer assets — and beyond.

A market leader with a history of firsts

$17B+

In equity unlocked for homeowners

170+

B2B partners, including banks, credit unions, fintechs, home improvement companies, and more

$50M

First sale of Crypto-Backed Loan pool to Janus Henderson

1st

SEC-approved interest-bearing stablecoin

#1

Non-bank HELOC lender in U.S.

40%

Of HELOC volume transacted on Figure Connect

75%

Market share in real-world asset tokenization

AAA

S&P- and Moody's-rated HELOC Securitizations led by Goldman Sachs, J.P. Morgan, Barclays, and Jefferies

Liquidity built for the future, available today.

Figure uses blockchain technology to reduce cost, improve speed, and expand products for consumers and institutions.

Join our team

Careers at Figure

We're looking for exceptional people with passion for accelerating innovation, ensuring customer success and leading with integrity and ethics.

View open roles

Press

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Homeowner stories

Hear from real people who have transformed their lives with a little help from Figure.

See all homeowner stories

Enhancing Lending Speed with AI

We were already a fast HELOC - now we're even faster. Powered by partnerships with OpenAI's GPT, Google Gemini, and other leading AI providers, it's a game-changing evolution for the lending industry.

Join the future of lending with Figure
  • Lower costs

    Slashed processing costs 20X in 2025 alone.

  • Unmatched efficiency

    Time savings and efficiency growth elevates our partner and customer experiences.

  • Lightning-fast transactions

    Approval in less than 5 minutes2: Navigates to numbered disclaimer by removing manual processes.