Figure Out My Debt: From twin surprise to fresh start

Welcome to Figure Out, a series spotlighting real Figure customers and the meaningful ways they've utilized their home equity.

When Kelsey and her family unexpectedly welcomed twins, hospital bills, daycare, and daily expenses quickly pushed their credit card balances to $20,000. Feeling overwhelmed by high interest rates, they turned to a Figure HELOC to consolidate debt — gaining breathing room, stability, and a renewed sense of control.