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OFFICIAL RULES

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: Figure Technologies Inc.’s “Figure’s Helping Homeowners $25,000 Sweepstakes” Campaign (“The Campaign”) is open only to all natural persons who sign up at figure.com/sweeps and who are 18 years old (or the age of majority in their state of residence) as of the date of entry. The Campaign is open to legal residents of the United States and the District of Columbia, but is void in Florida, New York, and any of the United States territories. The Campaign is subject to all applicable federal, state, and local laws and regulations and is void where prohibited by law. Employees of Figure Technologies, Inc., its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign.

2. Agreement to Rules: By entering, the participant (“You”) agrees to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Figure Technologies, Inc. as final and binding as it relates to the content of this Campaign.

3. Campaign Period: Entries will be accepted online starting June 25, 2020 12:00 am PST and ending on July 19, 2020 11:59 pm PST. All online entries must be received by July 19, 2020 11:59 pm PST.

4. How to Enter: The Campaign must be entered by submitting an entry using the online form provided at figure.com/sweeps. The entry must fulfill all Campaign requirements, as specified, to be eligible to win any of the available prizes. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Figure Technologies, Inc. You may enter only once daily for a chance to be a “Daily Winner” and all daily entries count toward the Grand Prize defined below. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Figure Technologies, Inc.

5. Prizes: The Daily Winner(s) of the Campaign (the “Daily Winner(s)”) will receive a $100 Amazon Gift Card and one Grand Prize Winner of the Campaign (the “Grand Prize Winner”) will receive $25,000 USD (“Grand Prize”). Actual/appraised value of the prizes may differ at time of prize award. The specifics of each prize shall be determined solely by Figure Technologies, Inc. No cash or other prize substitution shall be permitted except at Figure Technologies, Inc.’s discretion. Prizes are non-transferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of all Daily Winners and the Grand Prize Winner. Acceptance of prize constitutes permission for Figure Technologies, Inc. to use the Daily Winners’ and Grand Prize Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Daily Winners and the Grand Prize Winner will be selected by random drawing from all eligible entries received under the supervision of Figure Technologies, Inc. Daily Winners will be selected each following business day and the Grand Prize Winner will be selected within one business day of the Campaign Period identified in paragraph 4 ending. Daily Winners and the Grand Prize Winner will be notified by Email within five (5) calendar days following selection of each Daily Winner and the Grand Prize Winner. Figure Technologies, Inc. shall have no liability for any Daily Winner’s or the Grand Prize Winner’s failure to receive notices due to spam, junk e-mail, or other security settings or for the provision of incorrect or otherwise non-functioning contact information. If a Daily Winner or the Grand Prize Winner cannot be contacted, is ineligible, fails to claim the prize within thirty (30) calendar days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. The Daily Winners’ or Grand Prize Winner’s receipt of the prizes offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES (AT FIGURE TECHNOLOGIES, INC.’S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Figure Technologies, Inc., anyone acting on behalf of Figure Technologies, Inc., and Figure Technologies, Inc.’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.

9. Terms & Conditions: Figure Technologies, Inc. reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond Figure Technologies, Inc.’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such cases, Figure Technologies, Inc. may select the Daily Winners and Grand Prize Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Figure Technologies, Inc. Figure Technologies, Inc. reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. Figure Technologies, Inc. has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such an attempt be made, Figure Technologies, Inc. reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Figure Technologies, Inc. and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS CAMPAIGN IS GOVERNED BY THE LAWS OF UNITED STATES OF AMERICA AND CALIFORNIA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participants agree that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in California having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e., costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Figure Technologies, Inc. website.

13. Sponsor: The Sponsor of the Campaign is Figure Technologies, Inc. 650 California St, Suite 2700, San Francisco, CA 94108. A list of all Daily Winners and the Grand Prize Winner can be obtained by mailing a written request along with a self-addressed and stamped envelope to the address provided above.

14. Social Media: The Campaign hosted by Figure Technologies, Inc. is in no way sponsored, endorsed, administered by, or associated with Facebook, Twitter, Instagram, or LinkedIn.

15. By participating in the Campaign, You, the participant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.