Debt

Debt

How to pay off both student and mortgage debt at the same time

Approximately 44 million people in the United States have student loans worth a total of $1.44 trillion, according to Experian. Many of these borrowers also own homes. While one of these debts

Student Loan Refinancing

6 ways to tackle your student loans in 2020

Keeping up with payments on your student loans can be particularly difficult just after you graduate. It’s unlikely that your salary will allow you to make extra payments, assuming you even have

Student Loan Refinancing

6 things that will help you qualify for a student loan refinance

In refinancing a student loan, borrowers often consolidate all of their loans into a single, new loan. The most common reason for refinancing is to save money by obtaining a lower interest rate.

Student Loan Refinancing

End-of-year tax tips for student loan borrowers

Student loans carry a number of tax implications for borrowers that can greatly affect their filing strategies. For example, married borrowers must decide whether to file jointly or separately in light of student

Student Loan Refinancing

How do I refinance my graduate student loans?

As student loans have mounted in the last decade, refinancing of those loans has become a hot topic. Most students refinance their loans through a private lender, paying off loans that may be

Student Loan Refinancing

How do I refinance my private student loans?

The most common reason to refinance a student loan is to get better terms, especially a lower interest rate. Federal loans typically have more favorable terms, so you may have less incentive to

Student Loan Refinancing

How do I refinance my federal student loans?

Consider refinancing your federal student loans if doing so will get you a lower interest rate. Even if the interest rate isn’t lower, refinancing may still make sense if it allows you to consolidate multiple existing loans into a single loan.

Student Loan Refinancing

How do I refinance my medical student loans?

Most students who borrow to finance their education use federal loan programs, because government lenders generally offer more flexible terms. Medical students, though, are almost always better off refinancing through a private lender

Student Loan Refinancing

A guide to student loan refinancing

You can often get a lower interest rate on your student loans by refinancing them, which could save more than $20,000 over the term of the loan. The refinancing process generally begins with the consolidation of existing loans