In refinancing a student loan, borrowers often consolidate all of their loans into a single, new loan. The most common reason for refinancing is to save money by obtaining a lower interest rate.

Student loans carry a number of tax implications for borrowers that can greatly affect their filing strategies. For example, married borrowers must decide whether to file jointly or separately in light of student

As student loans have mounted in the last decade, refinancing of those loans has become a hot topic. Most students refinance their loans through a private lender, paying off loans that may be

The most common reason to refinance a student loan is to get better terms, especially a lower interest rate. Federal loans typically have more favorable terms, so you may have less incentive to

Consider refinancing your federal student loans if doing so will get you a lower interest rate. Even if the interest rate isn’t lower, refinancing may still make sense if it allows you to consolidate multiple existing loans into a single loan.

Most students who borrow to finance their education use federal loan programs, because government lenders generally offer more flexible terms. Medical students, though, are almost always better off refinancing through a private lender

You can often get a lower interest rate on your student loans by refinancing them, which could save more than $20,000 over the term of the loan. The refinancing process generally begins with the consolidation of existing loans