Don’t Swipe Your Equity Away—Choose Figure Over Aven
Put Your Home Equity to Work Without the Risk of Overspending
- Lock in a competitive, fixed rate1navigates to numbered disclaimer and say goodbye to unpredictable payments!
- Avoid overspending - People spend 12%-18% more when using credit cards*
- 5 minute approval with our 100% online application. Funding in as few as 5 days2navigates to numbered disclaimer
- Make the most of your property's value by tapping into your home equity for up to $400,0005navigates to numbered disclaimer
- Get your rate as of March 17, 2025. Checking your rate won’t impact your credit!3navigates to numbered disclaimer
*nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more
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Figure HELOC vs. Aven HELOC Card
Your morning coffee shouldn't cost you your house - Understand the risks of using home equity for everyday expenses and make an informed choice—Why a Figure HELOC beats a HELOC card every time.
| Figure HELOC | Aven HELOC Card | |
|---|---|---|
| Application Process | 5 minute, 100% online application process | Online. Typically 15 minutes |
| Rate Type | Fixed1navigates to numbered disclaimer | Variable rate credit card |
| Funding Amount | Higher borrowing potential - Up to $400,0005navigates to numbered disclaimer | Credit limit varies per state* |
| Spending Control | Moderate to low | Credit cards fuel overspending, which can lead to irresponsible use of home equity |
| Fund Disbursement | Funding in as few as 5 days2navigates to numbered disclaimer. Direct deposit to the account of your choice! | Could be 7 days or longer**. Funds disbursed to a credit card. You’ll need a cash advance to move money into your bank account |
| Fees & Transparency | Clear, upfront origination fees. No hidden costs. | 2.5% fee for balance transfers and cash-outs*** and other potential annual fees |
- * nerdwallet.com/article/credit-cards/aven-credit-card
- ** aven.com/support/article/20902430367117
- *** bankrate.com/home-equity/reviews/aven/#aven-home-equity-loan-overview
Did you know U.S. credit card debt recently hit an all-time high?☨ Don't let this growing trend define your financial future. Figure HELOC offers a smarter way to leverage your home equity compared to HELOC cards.
☨abcnews.go.com/US/americans-credit-card-debt-hits-record-113-trillion/story?id=106990807
See Why Customers Across the U.S. Chose Figure:
Figure first next time.
I had forgot that I had a loan on auto pay with you and I tried to open an account with Aven. Well after 3 weeks of their stalling and I had to find a current statement from Figure then I said cancel Aven and proceed with Figure. I'm glad I did. Just a few firms and a notary then we were funded. Thank you Figure.com
Written by customer— The Wrench
Excellent experience from the start
Everything was simple and I received money within 5 days. Much better than working with Rocket Mortgage!! This company is very efficient.
Written by customer— Stephanie F.
Figure Best For Home Equity Financing
If you decide to get a home equity loan I highly recommend Figure. It's easy, the communication from the company is EXCELLENT. And the interest rates Figure provides are better than anyone else out there. I highly recommend that you go straight to Figure for any home equity financing needs.
Written by customer— Joseph P.
I applied for a HELOC to consolidate..
high interest credit cards and small home improvements. Figure handle all paperwork in a timely manner. I was always informed throughout the process and received my funds within 9 days. If you do your part in giving Figure any necessary documents and complete the notary in a timely manner, you too will receive your funds expeditiously.
Written by customer— A Customer
2899 Excellent Reviews on trust pilot
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