Figure HELOC vs. Fifth Third Bank

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The #1 non-bank home equity line of credit in the U.S.*

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Compare Figure and Fifth Third Bank HELOCs

Discover why Figure HELOC is a better choice for unlocking your home’s equity.

Figure HELOC4: Navigates to numbered disclaimerFifth Third Bank HELOC
Application Process5 minute, 100% online application processStart online but must finish by phone or in person*
Rate TypeFixed1: Navigates to numbered disclaimer or variable8: Navigates to numbered disclaimerVariable; option to lock portions at a fixed rate*
Annual Fee$0 annual fee$65 annual fee after year 1*
Line Amount$15k–$750k5: Navigates to numbered disclaimer$10k–$500k*
Geographic AvailabilityServing 49 states and Washington, D.COnly 11 states*
  • * bankrate.com/home-equity/reviews/fifth-third-bank/

Use our HELOC calculator to see how much you could qualify to borrow**

The amount you can borrow with a HELOC will vary based on certain factors such as the appraised value of your home and what percentage of that value the lender will allow you to borrow.

To determine how much you can borrow with a HELOC, you need to first calculate the maximum amount of equity that could be borrowed. Figure’s loan amounts range from a minimum of $15,000 to a maximum of $750,000.5: Navigates to numbered disclaimer

Checking your rate today won’t impact your credit!3: Navigates to numbered disclaimer

Adjust the chart below to create the custom amount that relates to you.

$800,000

Current Home Value

$550,000

Remaining Mortgage Amount

In this scenario, you could qualify to borrow up to

$90,000

Find my rate

*Based on borrowing 80% of your current home value

See why customers across the U.S. chose Figure:

My bank was not helpful...

My bank was not helpful. Figure honestly looked at my equity in my home and accepted my terms. It was amazing to me that I did not speak to a human being. Thank you.

Written by customerThomas P.

3575 Excellent Reviews on  trust pilot

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Don’t wait—unlock your equity in as few as 5 days2: Navigates to numbered disclaimer. Start your Figure HELOC application now!

Frequently asked questions