Figure Pay: Referral Program
- Terms & Conditions

Below are the official rules of the Figure Pay Customer Referral Program (the “Program”), established by Figure Payments Corporation dba Figure Pay (“Figure Pay”). By choosing to participate in the Program, you agree that you are bound by and will comply with these rules, and you acknowledge that you satisfy all eligibility requirements.

Eligibility

The Program is available to all persons residing in states where Figure Pay is available; see our website (figurepay.com  Opens a new window.) for more details. The person(s) you refer must sign up for a Figure Pay account using the referral link you share. If a referred person receives a referral link from more than one person, Figure Pay will provide the customer referral bonus to the person whose link is used to complete the Figure Pay account opening process, regardless of when the referral links were sent. If a referred person registers for a Figure Pay account using any other method, the registration will not count as a referral and the referrer and referred person will not earn a customer referral bonus. The customer referral bonuses are earned when the person you refer 1) successfully opens a Figure Pay account and 2) completes a combined purchase total of $50 in retail transactions using their Figure Pay Visa® Prepaid Card or the in-app QR code within the first 60 days of opening their Figure Pay account. Peer-to-peer transfers and ATM usage are excluded from the $50 retail transaction requirement. The customer referral bonus will be deposited directly into the referring and referred customers’ Figure Pay accounts within thirty (30) days of being earned.

Restrictions

You and the person(s) you refer are only eligible to receive a customer referral bonus if the referred person registers for a Figure Pay account using a valid and current email address that has not previously been used to register for a Figure Pay account. The Program is limited to the opening of a Figure Pay account and does not extend to any other products offered by Figure Pay, its parent company, or affiliates. If you choose to participate in the Program, you must comply with all applicable laws and regulations, including, but not limited to, email and anti-spam laws. Soliciting referrals for commercial purposes or via bulk email distribution, social media, or with the assistance of a hired third party is prohibited. Soliciting referrals shall be limited to your friends, family, and other direct, personal acquaintances you believe would have an interest in opening a Figure Pay account. Figure Pay reserves the right in its sole determination to prohibit any email or social media distribution of the referral link or information.

Miscellaneous

You acknowledge that your participation in the Program is solely as an independent contractor, and that it does not constitute any type of employment relationship, nor shall it be considered or construed to be a partnership or joint venture. Any compensation/benefits received in connection with your participation in the Program is limited to the customer referral bonuses that you earn by following the rules set forth herein. Additionally, the activities you conduct as part of your participation in the Program shall be limited to providing the referral link to your friends, family, and direct personal acquaintances. Each participant in the Program is solely responsible for any taxes on any bonuses received in connection with the Program, and if applicable, you may receive an IRS Form in the event that the total amount of your customer referral bonuses exceed a certain dollar amount. By participating in the Program, you agree to release, and hold Figure Pay, its employees, officers, directors, shareholders, parent company, affiliates, representatives, advertising agencies, and Program administrator harmless from any and all liability, injuries, losses, and damages that result, directly or indirectly, with your participation in the Program, including, but not limited to, attorneys’ fees and court costs. Figure Pay, in its sole discretion, has the right to disqualify any participant who Figure Pay determines has not followed these rules or is otherwise ineligible.

Program changes

Figure Pay reserves the right to modify, suspend, or terminate the Program at any time, for any reason.