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Home Equity Line - get the cash you need from home, funding in as few as 5 days3  navigates to the related disclosure

Mortgage Refinance - lower your interest rate and cash-out if you need it1  navigates to the related disclosure

Access the cash you need from home in days not months

Apply online in minutes with our 100% digital application

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Pre-qualification does not affect your credit score.4  navigates to the related disclosure

Home Equity Line

Apply with our 100% online application. Get approved in 5 minutes and recieve funding in as few as 5 days3  navigates to the related disclosure. No need to wait for an in-person appraisal. We make it simple with rates starting at 4.99% APR5  navigates to the related disclosure.

Cash-Out Refinance

Quickly and easily refinance your mortgage with the option to cash-out. Our application is 100% online and can be done from the comfort of home. Lower your rate, get the cash you need, and close in days (not months.)

Home Equity Line advertised rate of 4.99% includes a 0.75% discount for opting into a Quorum Membership (0.50%) and enrolling in autopay (0.25%).

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.