Building the future of capital markets with blockchain
Reducing costs and increasing efficiency in the private credit marketplace across consumers, origination partners, and investors.
Our vision
Be the premier vertically integrated capital markets trading platform for consumer assets — and beyond.
A market leader with a history of firsts
$18B+
In equity unlocked for homeowners
170+
B2B partners, including banks, credit unions, fintechs, home improvement companies, and more
$50M
First sale of Crypto-Backed Loan pool to Janus Henderson
1st
SEC-approved interest-bearing stablecoin
#1
Non-bank HELOC lender in U.S.
40%
Of HELOC volume transacted on Figure Connect
75%
Market share in real-world asset tokenization
AAA
S&P- and Moody's-rated HELOC Securitizations led by Goldman Sachs, J.P. Morgan, Barclays, and Jefferies
Liquidity built for the future, available today.
Figure uses blockchain technology to reduce cost, improve speed, and expand products for consumers and institutions.
Leadership
- Go to the LinkedIn profile of  Michael Tannenbaum, Figure's CEO Opens in a new window.
- Go to the LinkedIn profile of  Macrina Kgil, Figure's Chief Financial Officer Opens in a new window.
- Go to the LinkedIn profile of  Todd Stevens, Figure's Chief Capital Officer Opens in a new window.
- Go to the LinkedIn profile of  Ron Chillemi, Figure's Chief Legal Officer Opens in a new window.
- Go to the LinkedIn profile of  Matt Hellwinkel, Figure's Chief Technology Officer Opens in a new window.
- Go to the LinkedIn profile of  Clare Hove, Figure's Chief Operating Officer Opens in a new window.
- Go to the LinkedIn profile of  Mike Cagney, Figure's Co-Founder, Executive Chairman Opens in a new window.
- Go to the LinkedIn profile of  June Ou, Figure's Co-Founder, Advisor, Board Member Opens in a new window.
Awards & recognition
- Fintech 50 Most Innovative Fintech Startups  Opens in a new window.Forbes, 2025 
- Most Innovative Companies in Finance & Personal Finance  Opens in a new window.Fast Company, 2025 
- Best Overall HELOC, Best Online Experience  Opens in a new window.Investopedia, 2025 
- Best HELOC of 2025  Opens in a new window.Money.com, 2025 
- Most Innovative Blockchain, Crypto, Metaverse, & Web3 Companies  Opens in a new window.Fast Company, 2024 
Join our team
Careers at Figure
We're looking for exceptional people with passion for accelerating innovation, ensuring customer success and leading with integrity and ethics.
View open rolesPress
Media & speaking requests: press@figure.com Opens in a new window.
- Post published byFigure.Figure Launches AI-Powered DSCR Loan Platform. Announcement, publishedOctober 15, 2025by author Debra Jack, VP of Communications and Content
- Post published byFigure.Sui Partners with Figure Technology Solutions to Deploy $YLDS on Sui. Announcement, publishedOctober 14, 2025by author Debra Jack, VP of Communications and Content
- Post published byFigure.Tricolor and the End of “Honor System” Finance. Company Voices, publishedOctober 9, 2025by author Michael Tannenbaum, CEO of Figure
Enhancing Lending Speed with AI
We were already a fast HELOC - now we're even faster. Powered by partnerships with OpenAI's GPT, Google Gemini, and other leading AI providers, it's a game-changing evolution for the lending industry.
Join the future of lending with Figure- Lower costs - Slashed processing costs 20X in 2025 alone. 
- Unmatched efficiency - Time savings and efficiency growth elevates our partner and customer experiences. 
- Lightning-fast transactions - Approval in less than 5 minutes2: Navigates to numbered disclaimer by removing manual processes.