Mortgage Refinance

Get refinanced in weeks, not months

Take advantage of a cash-out mortgage refinance. Get a potentially lower rate, with the option to get cash out so you can use the money when you need it most.1  navigates to the related disclosure

Pre-qualification does not affect your credit score.2  navigates to the related disclosure

  Opens a new window.
  Opens a new window.
  Opens a new window.

Apply online in minutes and close in weeks, not months.

100% online application

The automated application speeds up the entire process so you can receive your funds quickly, with no hassle.

Option to cash-out with refinance

This way enables you to refinance your mortgage and get the cash you need, all at a potentially lower rate.

No prepayment penalties

If you choose to pay off your loan early, there is no prepayment penalty. (Refinances on second homes and investment properties aren’t being offered right now.)

Dedicated member support

Our average response time is less than 45 seconds. Call us at 888-819-6388 Monday through Saturday, 6am – 6pm PT, and Sunday, 7:30am - 4:00pm PT.

How it works

How it works

Tell Us About Yourself

Apply quickly and easily with our 100% online application. Just provide some information, and we’ll automatically gather the rest using our secure and automated process.

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

Learn more

Need more information before you apply?

Learn

Watch

Compare

  Opens a new window.
  Opens a new window.

©2020 Figure Technologies, Inc

650 California Street, Suite 2700 San Francisco, CA 94108

Figure Lending LLC dba Figure 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277

General Customer Support:

888-819-6388

Mortgage Refinance Support:

888-697-1506

Figure Lending LLC dba Figure | NMLS #1717824 - NMLSCONSUMERACCESS.ORG  Opens a new window.

Figure Home Equity Line is available in AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SD, TN, VA, VT, WA, WI, WY with more states to come.

Figure Mortgage Refinance is available in AK, AL, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, PA, SD, TN, WA, WI, WV with more states to come.

Equal Housing Opportunity Logo Equal Housing Opportunity

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

1

Refinancing at a longer repayment term may lower your monthly loan payments, but may also increase the total interest paid over the life of the loan. Depending on your cash-out amount, your monthly payments may increase, even with a lower APR.

2

To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.