See your refinance rate in a few clicks
Take advantage of a cash-out mortgage refinance. Get a potentially lower rate, with the option to get cash out so you can use the money when you need it most.1 navigates to disclosure 1
Apply 100% online with no trips to the bank
15 and 30-year
Find the option that works best for you. Figure now offers a 15-year fixed mortgage refinance!
Up to $500,000 cash-out using your equity
Refinance completely online and get cash from your home equity, all at a potentially lower rate.3 navigates to disclosure 3
Jumbo refinance available
For a rate refinance, you can borrow up to 80% of your home’s value (max $2,000,000.)
Dedicated member support
We’re here to help! Call us at 888-697-1506 Monday through Saturday. 6am–6pm PT.
How it works
How it works
Tell Us About Yourself
Apply easily with our 100% online application. Just provide some information, and we’ll automatically gather the rest using our secure and automated process.
Customize Your Offer
See your offer and rate, without affecting your credit score.2 navigates to disclosure 2 We ensure you have the information you need to make the decision that’s right for you. (A hard credit pull comes later on in the process.)
Verify Your Income
We’ll safely and securely verify your documents using trusted third- party applications. Just link your accounts, and we’ll automatically pull in your documents.
Submit Your Application
We’ll confirm that we have everything we need. We will verify the information provided, and have you sign the necessary documents digitally, like your Loan Estimate.
Order Appraisal & Title Search
As soon as your application is submitted, we’ll order an appraisal and title search. This can sometimes takes several days to complete. You can track the progress in your account dashboard.
Sign Your Closing Disclosure
Once your loan is finalized, we’ll let you know it’s time to sign your closing disclosure and schedule your closing. This can be done easily from your account dashboard.
See what our members are saying
Don’t just take our word for it—read what our members have been saying about their experience with Figure.