Take advantage of a 30-year fixed rate cash-out mortgage refinance. Get a potentially lower rate, with the option to get cash out so you can use the money when you need it most.1 navigates to the related disclosure
Pre-qualification does not affect your credit score.2 navigates to the related disclosure
The automated application speeds up the entire process so you can receive your funds quickly, with no hassle.
This way enables you to refinance your mortgage and get the cash you need, all at a potentially lower rate.
Figure offers a 30-year fixed term on primary residences only at this time. If you choose to pay off your loan early, there is no prepayment penalty. (Refinances on second homes and investment properties aren’t being offered right now.)
Refinance with the option to cash-out. Figure offers a 30-year fixed term mortgage refinance on your primary residence. Replace your existing mortgage with a new one for an amount that’s greater than what you owe and access the difference in cash. If you choose to pay off your loan early, there is no prepayment penalty. Access funds to move forward with what matters now.
Minutes to apply
Days (not months) to close
At-home closing process
100% online application
Fast access to customer service
Apply quickly and easily with our 100% online application. Just provide some information, and we’ll automatically gather the rest using our secure and automated process.
Don’t just take our word for it—read what our members have been saying about their experience with Figure.
Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.