Partner HELOC for

Home Improvement Companies

Provide customers with a financing solution to support their home improvement needs. Partners can help their customers unlock up to $400k^{1navigates to numbered disclaimer} to reinvest in their home by using a HELOC. Get in touch with us to learn more!

$2 billion
home improvement loans per year^{7navigates to numbered disclaimer}
$400,000^{5navigates to numbered disclaimer}
up to $400k approval in less than 5 minutes
5 days
time for your client to get funding^{2navigates to numbered disclaimer}

Larger loans, longer terms, and lower rates

	Figure's HELOC	Home Improvement Loans	Personal Loans^{*navigates to table disclaimer}
Prevailing rates	7.40% - 17.20%	7% - 19% APR	12% - 25% APR
Term Length	Up to 30 years	Up to 20 years	3-5 years
Loan amounts	Up to $400k^{5navigates to numbered disclaimer}	Up to $100k	Up to $100k
Funding time	5 days^{2navigates to numbered disclaimer}	At project completion	3-5 days
Fast approval	Less than 5 minutes	Less than 5 minutes	Less than 5 minutes
Re-draw (line of credit)
No dealer fee
Contractor paid by client
Online partner portal

* https://money.usnews.com/loans/personal-loans/articles/personal-loan-vs-home-equity-loan-which-is-better Opens in a new window.

How contractors can leverage the Figure HELOC in 3 easy steps

Discuss financing

Discuss over the kitchen table. Text a link to apply. Embed a link in your quote, estimate, or invoice — it's up to you!

Pre-qualify for a HELOC in 5 minutes

Your clients complete a quick online application that won't affect their credit score.^{3navigates to numbered disclaimer}
They'll immediately see their HELOC options — with maximum funding amount, monthly payment, interest rate, and term length.
Approvals occur in less than 5 minutes.

Funding in 5 days.^{2navigates to numbered disclaimer}

Your clients choose an option, and then complete the final steps of the application. Once completed, they'll receive funding in as few as 5 days.

Learn how Figure can help your clients fund their next project

Our home improvement & solar financing specialists are ready for you. Submit the form to chat today to get education, collateral, and more!

required fields are marked with a * or are announced via screen reader

Our form is not available because you opted-out of cookies. But don't worry, you can still reach out to partners@figure.com to learn more about our partnership program.