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Diversify your mortgage business with Figure

Add a 5-minute HELOC to your roster

$17B

in equity unlocked with
Figure's platform

100%

online application

Diversify your product suite

Lender API Docs

Our lending API can create a easier and more efficient loan experience that benefits your company and end-users.

How loan officers can originate loans through Figure’s platform in 3 easy steps

  1. 1

    Easy-to-start application

    Direct your customers to apply through a personalized link or your dedicated partner page, or use our lead portal to start the process on their behalf. Our user-friendly platform ensures a smooth and seamless application experience.

  2. 2

    Enjoy fast funding & simplified transactions

    Once the application is approved, funds are delivered to borrowers quickly and efficiently.

  3. 3

    Simplify your operations

    Figure manages the takeout process, so the loan is off your books without any additional work on your end. Enjoy flexibility to focus on growing your business and maintaining customer loyalty.

Start offering 5-minute HELOCs to your customers within weeks

Our partnership opportunities are turnkey and flexible to meet your, and your customers’ evolving needs.

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Partner resource center

Learn more with our resources and guides, access the Figure Lead Portal, and sign up for the Sales Success Newsletter.

Enhancing Lending Speed with AI

We were already a fast HELOC - now we're even faster. Powered by partnerships with OpenAI's GPT, Google Gemini, and other leading AI providers, it's a game-changing evolution for the lending industry.

Join the future of lending with Figure
  • Lower costs

    Slashed processing costs 20X in 2025 alone.

  • Unmatched efficiency

    Time savings and efficiency growth elevates our partner and customer experiences.

  • Lightning-fast transactions

    Approval in less than 5 minutes2: Navigates to numbered disclaimer by removing manual processes.