Approval in minutes. Funding in a few days.

Rates as low as 5.75%2  navigates to disclosure 2

Figure offers APRs ranging from 5.75% to 22.94% including a 0.25% autopay discount.

Multiple fixed term options

With a variety of fixed term options, you can plan payments and know exactly when you’ll pay off your loan.

Get up to $50,0003  navigates to disclosure 3

Use your funds for what matters most. Pay off medical bills or fund an unexpected purchase.

Friendly member service

Questions? We’re here to help. Call us at 888-819-6388 Monday through Sunday 6am – 6pm PT.

Apply in minutes from the comfort of home

See your rate in a few clicks

Check your rate without impacting your credit score.1  navigates to disclosure 1 Just tell us a few details about yourself and we’ll provide your prequalification rate.

Automated application process

Connect your accounts with our automated application - speeding up the entire process, so you can receive your funds quickly, with no hassle.

Refer a friend
and get rewarded!

You get $150 and they get $150 when their loan funds.4  navigates to disclosure 4

Figure offers an easy way to get a personal loan while rewarding you for spreading the word too! Each time you refer a friend, you receive a $150 gift card and so will your friend.

Figure's Personal Loan Referral Program is not available to residents of KY, OH, RI.

Terms and conditions

Give Figure Pay a try

We have another great option for you, Figure Pay!
The all-in-one money app that offers Buy Now, Pay Later loans up to $2,500 that anyone can qualify for.

  • Enjoy a deposit account
    with $0 in fees
  • Easily pay for purchases
  • Transfer money to friends
    and family
  • Quickly qualify for a Buy Now
    Pay Later loan
  • Earn $100 when you direct deposit at least $1,200/mo for two consecutive months*  navigates to disclosure *

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.