Access up to $50,000 from the comfort of home
If you are looking for a fast and convenient way to access cash, look no further. Figure’s application is 100% online and can be completed in minutes!
Pre-qualification does not affect your credit score.1 navigates to disclosure 1
Approval in minutes. Funding in a few days.
Rates as low as 5.75%2 navigates to disclosure 2
Figure offers APRs ranging from 5.75% to 22.94% including a 0.25% autopay discount.
Multiple fixed term options
With a variety of fixed term options, you can plan payments and know exactly when you’ll pay off your loan.
Get up to $50,0003 navigates to disclosure 3
Use your funds for what matters most. Pay off medical bills or fund an unexpected purchase.
Friendly member service
Questions? We’re here to help. Call us at 888-819-6388 Monday through Sunday 6am – 6pm PT.
Apply in minutes from the comfort of home
See your rate in a few clicks
Check your rate without impacting your credit score.1 navigates to disclosure 1 Just tell us a few details about yourself and we’ll provide your prequalification rate.
Automated application process
Connect your accounts with our automated application - speeding up the entire process, so you can receive your funds quickly, with no hassle.
Refer a friend
and get rewarded!
You get $150 and they get $150 when their loan funds.4 navigates to disclosure 4
Figure offers an easy way to get a personal loan while rewarding you for spreading the word too! Each time you refer a friend, you receive a $150 gift card and so will your friend.
Figure's Personal Loan Referral Program is not available to residents of KY, OH, RI.
Terms and conditions
Give Figure Pay a try
We have another great option for you, Figure Pay!
The all-in-one money app that offers Buy Now, Pay Later loans up to $2,500 that anyone can qualify for.
- Enjoy a deposit account
with $0 in fees
- Easily pay for purchases
- Transfer money to friends
- Quickly qualify for a Buy Now
Pay Later loan
- Earn $100 when you direct deposit at least $1,200/mo for two consecutive months* navigates to disclosure *
See what our members are saying
Don’t just take our word for it—read what our members have been saying about their experience with Figure.