Access up to $50,000 from the comfort of home

If you are looking for a fast and convenient way to access cash, look no further. Figure’s application is 100% online and can be completed in minutes!

Pre-qualification does not affect your credit score.1  navigates to the related disclosure

Approval in minutes. Funding in a few days.

Rates as low as 5.75%2  navigates to the related disclosure

Figure offers APRs ranging from 5.75% to 22.94% including a 0.25% autopay discount.

Multiple fixed term options

With a variety of fixed term options, you can plan payments and know exactly when you’ll pay off your loan.

Get up to $50,0003  navigates to the related disclosure

Use your funds for what matters most. Pay off medical bills or fund an unexpected purchase.

Friendly member service

Questions? We’re here to help. Call us at 888-819-6388 Monday through Sunday 6am – 6pm PT.

Apply in minutes from the comfort of home

See your rate in a few clicks

Check your rate without impacting your credit score.1  navigates to the related disclosure Just tell us a few details about yourself and we’ll provide your prequalification rate.

Automated application process

Connect your accounts with our automated application - speeding up the entire process, so you can receive your funds quickly, with no hassle.

Refer a friend and get rewarded!

You get $150 and they get $150 when their loan funds.4  navigates to the related disclosure

Figure offers an easy way to get a personal loan while rewarding you for spreading the word too! Each time you refer a friend, you receive a $150 gift card and so will your friend.

Figure's Personal Loan Referral Program is not available to residents of KY, OH, RI.

Terms and conditions

See what our members are saying

Don’t just take our word for it—read what our members have been saying about their experience with Figure.