Get the cash you need with Figure – Faster than a bank loan, cheaper than a personal loan

• Figure Lending lets you apply 100% online and lock your rate in minutes. With funding in as few as 5 days^{2navigates to numbered disclaimer}
• Borrow up to $400,000 using your home equity^{3navigates to numbered disclaimer}
• Check your rate as of May 2, 2025
• No need to wait for an in-person appraisal
• Turn equity into cash with Figure Lending - flexible credit lines start at $15K.^{3navigates to numbered disclaimer}

Pre-qualification does not affect your credit score^{4navigates to numbered disclaimer}

Trustpilot rating: 4.7 out of 5 stars  Opens in a new window.