Texas Homeowners: Unlock Cash Online with Figure’s Home Equity Line of Credit

Checking your rate will not impact your credit.3navigates to numbered disclaimer

Code cannot be empty.

14+ Billion in Equity unlocked with Figure's platform
Trustpilot rating: 4.7 out of 5 stars  Opens in a new window.

Featured in

ForbesBloombergThe New York Times

Figure’s HELOC vs. Other Options

Compare our HELOC and the average traditional bank loan side-by-side to help you make an informed decision about tapping into your home's equity.

Figure HELOCTraditional Bank HELOC*Average Personal Loan**
Fixed Rate1navigates to numbered disclaimerYesNoYes
Prepayment PenaltyNeverPossible, varies by lenderPossible
Application Time100% Online, see your rate in minutes2navigates to numbered disclaimerVaries by lenderVaries by lender
Bank Relationship RequiredNo, anyone can apply!PossibleNo
  • * lendingtree.com/home/home-equity/the-fastest-way-to-tap-your-home-equity/
  • ** money.usnews.com/loans/personal-loans/articles/personal-loan-vs-home-equity-loan-which-is-better

If you're a homeowner with equity in your home, a HELOC from Figure may be the perfect solution for your financing needs.