Get the cash you need without leaving home with Figure’s Home Equity Line of Credit
- Apply with our 100% online application in minutes2navigates to numbered disclaimer
- Borrow up to $400,000 using your home equity5navigates to numbered disclaimer
- No need to wait for an in-person appraisal
- Get the funds you need now, and move forward with life
Checking your rate will not impact your credit.3navigates to numbered disclaimer
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Figure’s HELOC vs. Other Options
Compare our HELOC and the average traditional bank loan side-by-side to help you make an informed decision about tapping into your home's equity.
| Figure HELOC | Traditional Bank HELOC* | Average Personal Loan** | |
|---|---|---|---|
| Fixed Rate1navigates to numbered disclaimer | |||
| Prepayment Penalty | Never | Possible, varies by lender | Possible |
| Application Time | 100% Online, see your rate in minutes2navigates to numbered disclaimer | Varies by lender | Varies by lender |
| Bank Relationship Required | No, anyone can apply! | Possible | No |
If you're a homeowner with equity in your home, a HELOC from Figure may be the perfect solution for your financing needs.