Radically transforming financial services
Figure has built a marketplace of scaled technology solutions that displace legacy lending infrastructure and loan origination processes at each stage of the loan lifecycle.
Figure's mission
To streamline and standardize credit.
We are pioneering innovative technology solutions that lower transaction costs and enfranchise borrowers and capital markets.
Revolutionizing the financial industry
Founded2018
Over the last 7 years, Figure has built a marketplace of scaled technology solutions that displace legacy lending infrastructure and loan origination processes at each stage of the loan lifecycle.
$15BFunded
Hundreds of thousands of homeowners in 49 states have unlocked more than $15 billion in home equity.
Advanced digital & automated technology
Our technology's standardization and automation save hundreds of dollars per loan compared to traditional securitization and manual processes.
#1Non-bank lending partner
Our innovative HELOC technology is private labeled for 17 originators and 95 broker partners.
Figure's vision
To create the first highly liquid private capital marketplace.
The exchange leverages the most innovative financial technology to maximize value and accessibility for consumers, lenders, and investors.
Liquidity built for the future, available today.
Figure uses technology to reduce cost, improve speed and expand products for consumers and institutions.
Leadership
- Go to the LinkedIn profile of
Michael Tannenbaum, Figure's
CEO
Opens in a new window. - Go to the LinkedIn profile of
Ron Chillemi, Figure's
Chief Legal Officer
Opens in a new window. - Go to the LinkedIn profile of
Macrina Kgil, Figure's
Chief Financial Officer
Opens in a new window. - Go to the LinkedIn profile of
Rob Meck, Figure's
EVP, Operations
Opens in a new window. - Go to the LinkedIn profile of
Todd Stevens, Figure's
Chief Capital Officer
Opens in a new window. - Go to the LinkedIn profile of
Mike Cagney, Figure's
Co-Founder, Executive Chair
Opens in a new window. - Go to the LinkedIn profile of
June Ou, Figure's
Co-Founder, Advisor
Opens in a new window.
Investors
Awards & recognition
Fintech 50 Most Innovative Fintech Startups
Opens in a new window.Forbes, 2025
Most Innovative Companies in Finance & Personal Finance
Opens in a new window.Fast Company, 2025
Best Overall HELOC, Best Online Experience
Opens in a new window.Investopedia, 2025
Most Innovative Blockchain, Crypto, Metaverse, & Web3 Companies
Opens in a new window.Fast Company, 2024
Best HELOC of 2024
Opens in a new window.Money.com, 2024
We're hiring!
View open rolesPress
Media & Speaking Requests: press@figure.com Opens in a new window..
- Post published by
National Mortgage News
.Pulte pushes Fannie, Freddie to count crypto assets.
Opens in a new window.In The News, publishedJune 25, 2025 - Post published byFigure.
You Can’t AI Your Way to AAA.
Company Voices, publishedJune 12, 2025by author Michael Tannenbaum, CEO of Figure - Post published byFigure.
Figure Technology Solutions Achieves Industry First with S&P AAA Ratings for Blockchain Assets.
Announcement, publishedJune 12, 2025by author Debra Jack, Head of Comms
Enhancing Lending Speed with AI
We were already a fast HELOC - now we're even faster. Powered by our partnerships with OpenAI's GPT and Google Gemini, this isn't just an upgrade; it's a game-changing evolution for the lending industry
Join the future of lending with FigureLower costs
Slash processing costs.
Unmatched efficiency
Our AI lets your team focus on delivering exceptional customer experiences.
Lightning-fast transactions
We were already a fast HELOC - now we're even faster.