Transformation requires building really big things
And we understand that building big requires a creative, team oriented and supportive environment where everyone can do their absolute best work. The Figure team is comprised of incredibly driven, innovative, collaborative and curious people who love building from scratch. Everyone at the company is encouraged to be an individual contributor but also a team collaborator. This is an opportunity to work with a team of proven leaders who have already created billions of dollars in value in the Fintech space. Join us!
Our values
Mission driven
- Our actions align directly to the vision and mission.
- Our products will adapt to change, always focused on solving the problem.
- Our employees, customers and investors are weighted equally.
- Our employees have the trust and autonomy to think and act creatively.
Entrepreneurial
- We have an owner mindset, everyone plays an important role.
- We embrace ambiguity and are comfortable with that execution.
- We are tenacious, but seek to learn.
- We thrive in and promote an innovative culture.
Transparent
- We engage in healthy debate with data as a data driven company.
- We communicate often and effectively.
- We admit when we don’t know something.
- We are open to giving and receiving feedback.
Positive
- We respect each other.
- We trust each other, and assume good intentions.
- We celebrate wins.
- We show appreciation.
We’re hiring
The Figure team is comprised of incredibly driven, innovative, collaborative and curious people who love architecting and building from scratch.
©2020 Figure Technologies, Inc
650 California Street, Suite 2700 San Francisco, CA 94108
Figure Lending LLC 100 West Liberty Street, Suite 600 Reno, NV 89501
Customer Support: 888-819-6388
Figure Lending LLC dba Figure | NMLS #1717824 - NMLSCONSUMERACCESS.ORG Opens a new window.
Figure Home Equity Line is available in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SD, TN, VA, WA, WI, WY with more states to come.
Figure Mortgage Refinance is available in AK, AL, AZ, CA, DE, FL, GA, IA, ID, IN, KS, KY, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, PA, SD, TN, WA, WI, WV with more states to come.
Equal Housing Opportunity
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
† The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
1 Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 4.99% origination fee. Your total loan amount would be $52,495. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status. The advertised rate of 4.99% includes a combined discount of 0.75% for opting into a Quorum Membership (0.50%) and enrolling in autopay (0.25%). APRs start at 5.74% for customers that do not opt in to autopay or apply to become a Quorum member. Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.
2 Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
3 Home values and price appreciation or depreciation are third-party estimates based on publicly available data and automated valuation models and do not constitute an appraisal of the subject property.
4 Our loan amounts range from a minimum of $15,000 to a maximum of $150,000. Your maximum loan amount may be lower than $150,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.
5 You should consult a tax advisor regarding the deductibility of interest and charges to your Figure Home Equity Line.
6 Average personal loan rates on ValuePenguin Opens a new window., Average credit card rates on ValuePenguin Opens a new window., Average Home Equity rates on Bankrate Opens a new window.
* State and city home valuation appreciation rates are based on Zillow home value estimates (https://www.zillow.com/home-values/ Opens a new window.),https://www.zillow.com/san-jose-ca/home-values/ Opens a new window.)