You can often get a lower interest rate on your student loans by refinancing them, which could save more than $20,000 over the term of the loan. The refinancing process generally begins with the consolidation of existing loans
At some point, most of us encounter a situation where we have to pay for a major expense. This can be a new car, a medical emergency, our perhaps our child's college tuition.
No one wants to experience a financial emergency, but that doesn't mean you shouldn't be prepared for one. Here are our top 5 ways to prepare for a financial emergency.
While you have access to more credit score information than ever, there's a lot of misinformation and outright mythology floating around, too. Several myths rise to the level of hype and can be scary.
Your credit score – three numbers that hold considerable sway over your financial life — is often the first thing...
An AVM or automated valuation model is an approach used by real estate agents, mortgage companies and well-known companies, like Zillow, to quickly appraise a home’s value. Here's what you need to know
Figure's Chief Economist, Mike Dooley, shares his thoughts on the Fed, inflation, and where interest rates are going.
Lenders use several factors to evaluate your loan application to determine whether or not they will give you a loan (and at what rate). Learn what these factors are and what you can do to improve your chances of approval.
Learn what an origination fee is and what you get when you pay one.
Personal loans seem to be everywhere. What makes these loans so appealing and what are the tradeoffs when you borrow with them.
With so many different types of loans, it can be difficult to choose the one that helps you take care of your immediate need while still supporting your long-term financial well being.
Four ideas, each with a different time and financial commitment, for turning your empty nest into a healthy nest egg.
One solution to high-interest-rate debts is to refinance with a new loan — one that will save you money, reduce your risk, or both.
If you’re like most American families, your home makes up the predominant slice of your household wealth. Do you know all the ways you can be using it?
A short note from our Chief Economist on deficits in general and their likely influence on mortgage rates in coming years.
April is Financial Literacy Month, making it a great time to check in on the topics you should know to make the most of your money.
In a recent study of homeowners by Figure, it seems most will be investing in their homes this year. Find out why and what rooms they plan on tackling.
The main driver of the housing market this year will be the U.S. inflation rate. If it stays low, as I expect, housing values will continue growing.
For many, a cash-out refi can appear to be the best option because rates are fixed and seem lower than other equity-out options. However, if you actually dive into the numbers, there are big reasons to not give up a low, fixed-rate mortgage to cash out equity.
With a little information about your current mortgage and how much money you're looking to cash out, we can help you understand if there's a better loan for your needs.