Tools And Guides

Top 6 ways to prepare for a financial emergency

No one wants to experience a financial emergency, but that doesn't mean you should be prepared for one. Here are our top 5 ways to prepare for a financial emergency.

Debt

Crazy credit score myths

While you have access to more credit score information than ever, there's a lot of misinformation and outright mythology floating around, too. Several myths rise to the level of hype and can be scary.

Tools And Guides

A guide to credit scores

Your credit score can seem mysterious or even random, but you have more control over it than you may think.

Tools And Guides

A guide to AVMs

An AVM or automated valuation model is an approach used by real estate agents, mortgage companies and well-known companies, like Zillow, to quickly appraise a home’s value. Here's what you need to know

Chief Economist Outlook

What is inflation? Our Chief Economist explains

Figure's Chief Economist, Mike Dooley, shares his thoughts on the Fed, inflation, and where interest rates are going.

Tools And Guides

A guide to what lenders consider when you apply for a loan

Lenders use several factors to evaluate your loan application to determine whether or not they will give you a loan (and at what rate). Learn what these factors are and what you can do to improve your chances of approval.

Tools And Guides

A guide to origination fees

Learn what an origination fee is and what you get when you pay one.

Tools And Guides

A guide to personal loans

Personal loans seem to be everywhere. What makes these loans so appealing and what are the tradeoffs when you borrow with them.

Tools And Guides

A guide to choosing the best loan

With so many different types of loans, it can be difficult to choose the one that helps you take care of your immediate need while still supporting your long-term financial well being.

Tools And Guides

4 ways to use your empty nest to pad your nest egg

Four ideas, each with a different time and financial commitment, for turning your empty nest into a healthy nest egg.

Debt

Guide: Consolidating debt with your home equity - what you need know

One solution to high-interest-rate debts is to refinance with a new loan — one that will save you money, reduce your risk, or both.

Home Equity

7 ways your home can help with your finances

If you’re like most American families, your home makes up the predominant slice of your household wealth. Do you know all the ways you can be using it?

Chief Economist Outlook

Chief Economist Outlook: Trump’s proposed budget, the deficit, and mortgage rates

A short note from our Chief Economist on deficits in general and their likely influence on mortgage rates in coming years.

Tools And Guides

Financial literacy – what is it and why does it matter?

April is Financial Literacy Month, making it a great time to check in on the topics you should know to make the most of your money.

Tools And Guides

The 2019 Homeowner Agenda

In a recent study of homeowners by Figure, it seems most will be investing in their homes this year. Find out why and what rooms they plan on tackling.

Chief Economist Outlook

Chief Economist Outlook: Housing prices will continue to rise

The main driver of the housing market this year will be the U.S. inflation rate. If it stays low, as I expect, housing values will continue growing.

Home Improvement

Love it or leave it - Figure's 2019 Homeowner Remodeling Survey

Home Equity

Cash-out refinances: What you don’t know can hurt you financially

For many, a cash-out refi can appear to be the best option because rates are fixed and seem lower than other equity-out options. However, if you actually dive into the numbers, there are big reasons to not give up a low, fixed-rate mortgage to cash out equity.

Tools And Guides

Loan-comparison calculator

With a little information about your current mortgage and how much money you're looking to cash out, we can help you understand if there's a better loan for your needs.