Apply for your Home Equity Line of Credit Fast

Pre-qualification does not affect your credit score3: Navigates to numbered disclaimer

15+ Billion in Equity unlocked with Figure's platform
Trustpilot rating: 4.7 out of 5 stars  Opens in a new window.

Featured in

ForbesBloombergThe New York Times

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home improvement

Finance your next project.

Learn more
Slide 1 of 5
Find my rate

Approval in 5 minutes, funding in as few as 5 days2: Navigates to numbered disclaimer

One of the easiest loans I have ever received.

All is done online and with the proper information they wanted I received money in six days. I have recommended Figure to those looking for loans.

Written by customerCAD

3325 Excellent Reviews on  trust pilot

Trustpilot reviews  Opens in a new window.
Slide 1 of 4

Compare your options

HELOC vs. Personal Loan

Figure's HELOC is helping homeowners get a lower rate, lower payments, and longer terms than personal loans.

Figure HELOCAverage Personal Loan*: Navigates to table disclaimer
Application100% online, see your rate instantlyVaries by lender
Fixed rate1: Navigates to numbered disclaimerYesYes
Average APRLower6: Navigates to numbered disclaimerHigher
AmountUp to $750k5: Navigates to numbered disclaimerUp to $100k
Prepayment penaltyNonePossible
Tax deductibleFor home improvement
(be sure to consult a tax professional)
Not tax deductible
Overall costLowerHigher

See how much you can get with a no-obligation quote3: Navigates to numbered disclaimer