One app. One card.

No hassle.

Pay for purchases, transfer money, earn rewards, and access buy now, pay later loans. All in one easy-to-use account. Download or login to request your card today!

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The all-in-one digital banking app.

Enjoy a deposit and payment account with $0 monthly fees and no minimums.¹ navigates to the related disclosure Figure Pay does not charge any fees for your deposit account. You’re welcome!

Access buy now, pay later loans. Some customers will qualify instantly. If not, you can earn point-of-sale credit by making deposits for two consecutive months. (See Figure Pay FAQs for details.)

Get rewarded when you shop at hundreds of retailers. Download the app to discover rewards at stores near you.

Sending and receiving money from family and friends is just a few taps away with Figure Pay.

Make the most of your money

Use your Figure Pay Card

We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an Allpoint ATM.

Coming to your state soon!

If Figure Pay isn’t available in your state yet, please join our waitlist and we'll let you know when it’s available.

Own or operate a business?

Figure Pay is a better way to get paid for goods and services directly. Learn more and see how you can start saving over 80% on transaction fees. PLUS, get $250 when you refer a new merchant.² navigates to the related disclosure

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FAQs

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Figure Lending LLC dba Figure 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277

Figure Payments Corporation dba Figure Pay 100 West Liberty Street, Suite 600 Reno, NV 89501

General Customer Support:

888-819-6388

Mortgage Refinance Support:

888-697-1506

Figure Pay Support:

800-260-1795

Figure Pay Merchant Support:

800-283-7208

Figure Payments Corporation dba Figure Pay | NMLS #2033432 Opens a new window.. 100 West Liberty Street, Suite 600, Reno, NV 89501. (800) 260-1795.

Figure Home Equity Line is available in AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SD, TN, VA, VT, WA, WI, WY with more states to come.

Figure Mortgage Refinance is available in AK, AL, AR, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, WA, WI, WV with more states to come.

Figure Personal Loan is available in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY with more states to come.

The Figure Pay Visa® Prepaid Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa USA Inc. Deposit account held at UMB Bank, n.a., Member FDIC. Loans offered by Figure Lending LLC dba Figure. 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277 (888) 819-6388. NMLS 1717824. www.nmlsconsumeraccess.org Opens a new window. Equal Opportunity Lender. Standard data charges may apply. Terms apply. Figure Pay FAQs

Figure Pay-branded demand deposit account is held at UMB Bank, n.a., member FDIC

Merchants must successfully set up an account and complete a minimum of $100 in aggregate transactions within three (3) months from sign-up on Figure Pay for the referring account to be credited. Please allow twenty (20) days for bonus to be credited. See official Terms & Conditions for more details.

Figure Pay is available in Alaska, Arizona, Colorado, Delaware, Iowa, Kansas, Missouri, Montana, New Hampshire, Oregon, and Utah with more states to come.