Pay for purchases, send and receive money, earn bonuses and rewards, and access a low interest point of sale loan - all in one easy to use account.
Pay $0 in fees
Figure Pay does not charge any fees for the FDIC-insured deposit account. You’re welcome! Enjoy a deposit and payment account with $0 monthly fees and no minimums.** navigates to the related disclosure
Need credit? Some customers will qualify instantly. If not, you can earn point-of-sale credit by making deposits for three consecutive months. (See Figure Pay FAQs for details.)
Get a $50 bonus* navigates to the related disclosure
We're giving you $25 when you set up your account - with another $25 when you connect your bank account and transfer in $100.
Transfer money easily
Sending and receiving money from family and friends is just a few taps away with Figure Pay.
Sign up in minutes
Sign up in a few simple steps. Start transacting immediately, and begin to earn access to credit.
Earn up to $75
Collect $50 when you complete your account setup, link your bank account and transfer in $100. Then, get rewarded with $5 for each friend you refer. Max $25 in referral bonuses per account holder. Referral Program Terms & Conditions
You get $5 and they get $5 when they sign up. Max $25 in referral bonuses per account holder. Currently available for Montana residents only.
Shop with participating retailers
We’re confident that Figure Pay can help your business. So, for a limited time, we’re offering a cash incentive to businesses who participate in our pilot program.