One app. One card.

No hassle.

Pay for purchases, transfer money, earn rewards, and access buy now, pay later loans. All in one easy-to-use account. Download or login to request your card today!

The all-in-one digital banking app.

Pay $0 in fees

Enjoy a deposit and payment account with $0 monthly fees and no minimums.1  navigates to the related disclosure Figure Pay does not charge any fees for your deposit account. You’re welcome!

Buy now, pay later

Access buy now, pay later loans. Some customers will qualify instantly. If not, you can earn point-of-sale credit by making deposits for two consecutive months. (See Figure Pay FAQs for details.)

Earn Rewards

Get rewarded when you shop at hundreds of retailers. Download the app to discover rewards at stores near you.

Transfer money easily

Sending and receiving money from family and friends is just a few taps away with Figure Pay.

Make the most of your money

Use your Figure Pay Card

We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an Allpoint ATM.

Coming to your state soon!

If Figure Pay isn’t available in your state yet, please join our waitlist and we'll let you know when it’s available.

Own or operate a business?

Figure Pay is a better way to get paid for goods and services directly. Learn more and see how you can start saving over 80% on transaction fees. PLUS, get $250 when you refer a new merchant.2  navigates to the related disclosure

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