Get $50 when you shop local, Montana.

Pay for purchases, send and receive money, earn bonuses and rewards, and access a low interest point of sale loan - all in one easy to use account.

Your finances go further with Figure Pay

Pay $0 in fees

Figure Pay does not charge any fees for the FDIC-insured deposit account. You’re welcome! Enjoy a deposit and payment account with $0 monthly fees and no minimums.**  navigates to the related disclosure

Access Credit

Need credit? Some customers will qualify instantly. If not, you can earn point-of-sale credit by making deposits for three consecutive months. (See Figure Pay FAQs for details.)

We're giving you $25 when you set up your account - with another $25 when you connect your bank account and transfer in $100.

Transfer money easily

Sending and receiving money from family and friends is just a few taps away with Figure Pay.

Make the most of your money

Sign up in minutes

Sign up in a few simple steps. Start transacting immediately, and begin to earn access to credit.

Earn up to $75

Collect $50 when you complete your account setup, link your bank account and transfer in $100. Then, get rewarded with $5 for each friend you refer. Max $25 in referral bonuses per account holder. Referral Program Terms & Conditions


Refer a friend and get rewarded!

You get $5 and they get $5 when they sign up. Max $25 in referral bonuses per account holder. Currently available for Montana residents only.

Referral Program Terms & Conditions

Support your local businesses

Shop with participating retailers

Own or operate a business in Missoula, MT?

We’re confident that Figure Pay can help your business. So, for a limited time, we’re offering a cash incentive to businesses who participate in our pilot program.

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