Figure's member support team is available 7 days a week. Call us at 888-819-6388  Opens a new window..

Homeowners,
we're here for you

Get cash using your equity. Other banks and lenders have stopped offering HELOCs, but Figure is still here for you. Apply in minutes with our 100% online application and receive funding in 5 days.2  navigates to the related disclosure

Pre-qualification does not affect your credit score.8  navigates to the related disclosure

Approval in 5 minutes. Funding in 5 days.2  navigates to the related disclosure

100% online application

Our application is fast, easy, and all online. No in-person appraisal needed. Get approved in 5 minutes, all from the comfort of home.

Rates as low as 2.49% APR1  navigates to the related disclosure

Lock in a lower rate with the option to redraw up to 100%. Enjoy no prepayment penalties with optional discounts and origination opportunities to lower your payments (for those who qualify based on credit profile and state where property is located.)

Get cash in as few as 5 days2  navigates to the related disclosure

Borrow up to $250,000 with one-time origination fee.7  navigates to the related disclosure Figure offers the fastest way to turn your home equity into cash for what matters now.

Online video notary and support

Our average response time is less than 45 seconds. Online video notary sessions are available in some locations. Call us at 888-819-6388 Monday through Saturday, 6am – 6pm PT, and Sunday, 7:30am - 4:00pm PT.

The advertised rate of 2.49% APR includes a combined 0.75% discount for opting into a Credit Union Membership (0.50%) and enrolling in AutoPay (0.25%). This rate also includes the payment of a 4.99% origination fee in exchange for a reduced APR, which is not available to all applicants or in all states.

How it works

How it works

Blockchain, meet everyone. Everyone, meet blockchain.

Blockchain helps improve financial transactions (behind the scenes) to make them more efficient, secure, and less costly.

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