Apply for your Home Equity Line of Credit Fast

Checking your rate will not impact your credit.3navigates to numbered disclaimer

9+ Billion in Equity unlocked with Figure's platform

Featured in

Get approved in 5 minutes

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home improvement

Finance your next project.

Learn more
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Find my rate

Just want to say that the whole process was so transparent.

Figure has given us very professional individuals to get our process taken care of. We would recommend Figure.

Written by customerRichard B.

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Compare your options

HELOC vs. Personal Loan4navigates to numbered disclaimer

Figure's HELOC is helping homeowners get a lower rate, lower payments, and longer terms than personal loans.

Figure HELOC

Average Personal Loan*navigates to table disclaimer

Application100% online, see your rate instantlyVaries by lender
Fixed rate1navigates to numbered disclaimerYesYes
Average APRLowerHigher
AmountUp to $400k5navigates to numbered disclaimerUp to $100k
Prepayment penaltyNonePossible
Tax deductibleFor home improvement
(be sure to consult a tax professional)
Not tax deductible
Overall costLowerHigher

See how much you can get with a no-obligation quote3navigates to numbered disclaimer