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  Home EquityCan I use a HELOC to purchase a second home?

  Tapping into home equity can help finance a down payment on a second home. Learn the pros, cons, and best ways to use a HELOC to reach your real estate goals.

  

  Barron Ernst, Head of Product  article author

  March 4, 2025
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  Home EquityWhat is a first-lien HELOC? Pros, cons, and how it works

  This type of HELOC is ideal for homeowners who have paid off their mortgages, offering a flexible way to tap into their home equity for various financial goals.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  April 10, 2025
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  Home EquityHELOC vs home equity loan: Which is better for you?

  A home equity loan is usually the best choice for one-time expenses of a known amount, such as a specific home improvement project or debt consolidation. On the other hand, a HELOC is typically better for paying expenses that occur over time.

  

  Alysse Guitar, Director of Growth  article author

  April 28, 2025